# tough decision **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [July 9, 2007, 2:44pm UTC](https://forums.speedlife.net/t/tough-decision/32128 "2007-07-09T14:44:00Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![nytib](https://avatars.discourse-cdn.com/v4/letter/n/8e7dd6/32.png) [@nytib](https://forums.speedlife.net/u/nytib)\ **Post date:** [July 9, 2007, 2:44pm UTC](https://forums.speedlife.net/t/tough-decision/32128/1 "2007-07-09T14:44:00Z")
Just sold my tib for 11k A : Lease a white impreza with spoiler and get a nice set of gold wheels and save around 10k for most of a down payment on a house in 2 years. B: Buy a black wrx wingless using around 9000 for the downpayment so i can afford the payments. …leasing a wrx is out of the question and i really don’t want to go used. also any nice gold rims anyone would recomend. Im looking for wheel and tire no more than 1000 Thanks for any input. ---
**Author:** ![Clean\_Baldy](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/clean_baldy/32/7308_2.png) [@Clean\_Baldy](https://forums.speedlife.net/u/Clean_Baldy)\ **Post date:** [July 9, 2007, 2:48pm UTC](https://forums.speedlife.net/t/tough-decision/32128/2 "2007-07-09T14:48:58Z")
if you drive a lot… choice B. Leasing sucks if you do 12k miles a year… ---
**Author:** ![ultradriver10000](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ultradriver10000/32/7397_2.png) [@ultradriver10000](https://forums.speedlife.net/u/ultradriver10000)\ **Post date:** [July 9, 2007, 2:49pm UTC](https://forums.speedlife.net/t/tough-decision/32128/3 "2007-07-09T14:49:45Z")
buy one thats like a year used with no miles? ---
**Author:** ![Paulo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/paulo/32/7328_2.png) [@Paulo](https://forums.speedlife.net/u/Paulo)\ **Post date:** [July 9, 2007, 3:08pm UTC](https://forums.speedlife.net/t/tough-decision/32128/4 "2007-07-09T15:08:23Z")
don’t lease… ---
**Author:** ![MOBOOST4U](https://avatars.discourse-cdn.com/v4/letter/m/f4b2a3/32.png) [@MOBOOST4U](https://forums.speedlife.net/u/MOBOOST4U)\ **Post date:** [July 9, 2007, 3:11pm UTC](https://forums.speedlife.net/t/tough-decision/32128/5 "2007-07-09T15:11:18Z")
For rims… hit up one of the 4 big subaru sites and pick up a pair of someones STi stockers The bbs’s are light and most people will give you the wheels and tires for $1000 ---
**Author:** ![Bacon](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bacon/32/7230_2.png) [@Bacon](https://forums.speedlife.net/u/Bacon)\ **Post date:** [July 9, 2007, 3:25pm UTC](https://forums.speedlife.net/t/tough-decision/32128/6 "2007-07-09T15:25:11Z")
Option B. That car will last a long time most likely, and mileage on a lease blows. So if you are looking for a long term DD it’s a solid choice. ---
**Author:** ![nitroinsane](https://avatars.discourse-cdn.com/v4/letter/n/d26b3c/32.png) [@nitroinsane](https://forums.speedlife.net/u/nitroinsane)\ **Post date:** [July 9, 2007, 3:26pm UTC](https://forums.speedlife.net/t/tough-decision/32128/7 "2007-07-09T15:26:42Z")
DONT EVER EVER EVER LEASE A CAR. WORST DECISION I EVER MAD I GOT 54000 AND 6 MONTHS LEFT ON MINE. ---
**Author:** ![Bigairskier1580](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bigairskier1580/32/7612_2.png) [@Bigairskier1580](https://forums.speedlife.net/u/Bigairskier1580)\ **Post date:** [July 9, 2007, 3:28pm UTC](https://forums.speedlife.net/t/tough-decision/32128/8 "2007-07-09T15:28:42Z")
First questio… Where are you living currently? ---
**Author:** ![Superium](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/superium/32/7405_2.png) [@Superium](https://forums.speedlife.net/u/Superium)\ **Post date:** [July 9, 2007, 3:46pm UTC](https://forums.speedlife.net/t/tough-decision/32128/9 "2007-07-09T15:46:48Z")
Dont buy a black one unless you enjoy detailing it more than driving it. ---
**Author:** ![nytib](https://avatars.discourse-cdn.com/v4/letter/n/8e7dd6/32.png) [@nytib](https://forums.speedlife.net/u/nytib)\ **Post date:** [July 9, 2007, 4:02pm UTC](https://forums.speedlife.net/t/tough-decision/32128/10 "2007-07-09T16:02:51Z")
[quote=“Bigairskier1580,post:8,topic:32128"”] First questio… Where are you living currently? [/quote] im 20 living with parents ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [July 9, 2007, 4:24pm UTC](https://forums.speedlife.net/t/tough-decision/32128/11 "2007-07-09T16:24:58Z")
how much do you drive ---
**Author:** ![nytib](https://avatars.discourse-cdn.com/v4/letter/n/8e7dd6/32.png) [@nytib](https://forums.speedlife.net/u/nytib)\ **Post date:** [July 9, 2007, 4:31pm UTC](https://forums.speedlife.net/t/tough-decision/32128/12 "2007-07-09T16:31:52Z")
[quote=“Joe,post:11,topic:32128"”] how much do you drive [/quote] I commute 25 miles one way to school and 2 miles to work with my tib averaged around 12k miles a year so i was planning on leasing for 15k to be safe. ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [July 9, 2007, 4:50pm UTC](https://forums.speedlife.net/t/tough-decision/32128/13 "2007-07-09T16:50:28Z")
take over someone elses lease. Nothing down and use the money to make the payments. $9000 will probably cover you for well over 2 years. [www.swapalease.com](http://www.swapalease.com) or [www.leasetrader.com](http://www.leasetrader.com) ---
**Author:** ![nytib](https://avatars.discourse-cdn.com/v4/letter/n/8e7dd6/32.png) [@nytib](https://forums.speedlife.net/u/nytib)\ **Post date:** [July 9, 2007, 5:04pm UTC](https://forums.speedlife.net/t/tough-decision/32128/14 "2007-07-09T17:04:53Z")
[quote=“Joe,post:13,topic:32128"”] take over someone elses lease. Nothing down and use the money to make the payments. $9000 will probably cover you for well over 2 years. [www.swapalease.com](http://www.swapalease.com) or [www.leasetrader.com](http://www.leasetrader.com) [/quote] i am actually starting to like this idea… does anyone have any experience with doing this? it says there are costs to taking over a car lease **What are the costs to take over a car lease?** **Membership fee:** from **$39.95 to $139.95** **Credit application fee:** **$29.95** (one time verification included in membership) **Transfer initiation fee: $149.95 - $249.95** LeaseTrader charges the buyer (you) a one time transfer initiation fee once you and a seller agree on stating the lease transfer process, it is your responsibility to notify and pay LeaseTrader your transfer initiation fee at the initiation of a lease transfer process. In addition to LeaseTrader fees, you may have the following expenses: **Bank Transfer fee: $0-$600** Most financial institutions charge a fee to process the car lease transfer paperwork and are paid directly to the Finance Institution (e.g. Mercedes Benz Credit). **Registration fees: $50 to $200** this sounds just as bad as a down payment ---
**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\ **Post date:** [July 9, 2007, 5:06pm UTC](https://forums.speedlife.net/t/tough-decision/32128/15 "2007-07-09T17:06:58Z")
[quote=“nytib,post:10,topic:32128"”] im 20 living with parents [/quote] That answers your question. So you sold a car for 11k, did you own it free and clear? If yes, then you have 11k in your pocket and still need a car. My advise is to buy a cheap civic, and go buy a house. My brother is a real estate agent, can help you out. PM if interested. ---
**Author:** ![94Blackls](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/94blackls/32/7322_2.png) [@94Blackls](https://forums.speedlife.net/u/94Blackls)\ **Post date:** [July 9, 2007, 5:42pm UTC](https://forums.speedlife.net/t/tough-decision/32128/16 "2007-07-09T17:42:26Z")
Buy the wrx, leasing blows, or u can just buy my hatch! ---
**Author:** ![Joe](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/joe/32/7219_2.png) [@Joe](https://forums.speedlife.net/u/Joe)\ **Post date:** [July 9, 2007, 5:43pm UTC](https://forums.speedlife.net/t/tough-decision/32128/17 "2007-07-09T17:43:19Z")
[quote=“nytib,post:14,topic:32128"”] i am actually starting to like this idea… does anyone have any experience with doing this? it says there are costs to taking over a car lease **What are the costs to take over a car lease?** **Membership fee:** from **$39.95 to $139.95** **Credit application fee:** **$29.95** (one time verification included in membership) **Transfer initiation fee: $149.95 - $249.95** LeaseTrader charges the buyer (you) a one time transfer initiation fee once you and a seller agree on stating the lease transfer process, it is your responsibility to notify and pay LeaseTrader your transfer initiation fee at the initiation of a lease transfer process. In addition to LeaseTrader fees, you may have the following expenses: **Bank Transfer fee: $0-$600** Most financial institutions charge a fee to process the car lease transfer paperwork and are paid directly to the Finance Institution (e.g. Mercedes Benz Credit). **Registration fees: $50 to $200** this sounds just as bad as a down payment [/quote] I did it. I paid $100 to leasetrader to go through with the lease transfer, $595 to GMAC, and $39.95 to join leasetrader and get credit processed. That plus a one way ticket to NC and it ended up costing $1000 down to get $267 a month payments on my GTO for 2 years. ---
**Author:** ![Bigairskier1580](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bigairskier1580/32/7612_2.png) [@Bigairskier1580](https://forums.speedlife.net/u/Bigairskier1580)\ **Post date:** [July 9, 2007, 5:55pm UTC](https://forums.speedlife.net/t/tough-decision/32128/18 "2007-07-09T17:55:43Z")
Still in school? Or no school? ---
**Author:** ![nytib](https://avatars.discourse-cdn.com/v4/letter/n/8e7dd6/32.png) [@nytib](https://forums.speedlife.net/u/nytib)\ **Post date:** [July 9, 2007, 6:12pm UTC](https://forums.speedlife.net/t/tough-decision/32128/19 "2007-07-09T18:12:29Z")
[quote=“Bigairskier1580,post:18,topic:32128"”] Still in school? Or no school? [/quote] 1 more year of school ---
**Author:** ![sureshot007](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/sureshot007/32/7345_2.png) [@sureshot007](https://forums.speedlife.net/u/sureshot007)\ **Post date:** [July 9, 2007, 6:16pm UTC](https://forums.speedlife.net/t/tough-decision/32128/20 "2007-07-09T18:16:38Z")
buy this: [http://www.nyspeed.com/forums/showthread.php?t=29344](http://www.nyspeed.com/forums/showthread.php?t=29344) [Next page](https://forums.speedlife.net/t/tough-decision/32128.md?page=2)