# Travis' STi-Tragedy or Karma? !!!NWSWN!!! **URL:** \ **Category:** Shift518 Off Topic\ **Created:** [September 8, 2008, 8:42am UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810 "2008-09-08T08:42:18Z")\ **Posts on this page:** 20\ **Page:** 17
**Author:** ![pootmasterflex](https://avatars.discourse-cdn.com/v4/letter/p/7ea924/32.png) [@pootmasterflex](https://forums.speedlife.net/u/pootmasterflex)\ **Post date:** [September 10, 2008, 5:42pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/321 "2008-09-10T17:42:41Z")
> [@EJ257FTW](#): > > correction… not the agent… the adjuster… improper terminology im sure i would be criticized for in the future. in short this is travis saying to everyone I couldnt afford full coverage so i had liability and the insurance company said fuck off :nana ---
**Author:** ![Cliff](https://avatars.discourse-cdn.com/v4/letter/c/b38774/32.png) [@Cliff](https://forums.speedlife.net/u/Cliff)\ **Post date:** [September 10, 2008, 5:44pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/322 "2008-09-10T17:44:52Z")
> [@EJ257FTW](#): > > this is the ONE time that its a valid comment. > > i had insurance on the car when this happened. the agent checked the car out i guess and claimed the car was " highly modified" which could have caused the fire… thus the modifications were not covered under the insurance so they are denying payout. im filing for bankruptcy next week after i get the car back and stripped of the parts i want. What visual mods did you have done to your car that they’d even KNOW were considered aftermarket? Especially fuel components. ---
**Author:** ![Cliff](https://avatars.discourse-cdn.com/v4/letter/c/b38774/32.png) [@Cliff](https://forums.speedlife.net/u/Cliff)\ **Post date:** [September 10, 2008, 5:45pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/323 "2008-09-10T17:45:47Z")
> [@pootmasterflex](#): > > in short this is travis saying to everyone I couldnt afford full coverage so i had liability and the insurance company said fuck off :nana Thought it was state law to have full coverage on a car that had a loan… ---
**Author:** ![Auto0utcast](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/auto0utcast/32/6281_2.png) [@Auto0utcast](https://forums.speedlife.net/u/Auto0utcast)\ **Post date:** [September 10, 2008, 5:47pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/324 "2008-09-10T17:47:23Z")
they saw the turbo, oil feed line, tmic, full catless exhaust, modified fuel injector clips, larger injectors… the fact the car has a walbro 255 in it doesnt help my case either… ---
**Author:** ![Jammer](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jammer/32/6349_2.png) [@Jammer](https://forums.speedlife.net/u/Jammer)\ **Post date:** [September 10, 2008, 5:50pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/325 "2008-09-10T17:50:15Z")
> [@pootmasterflex](#): > > in short this is travis saying to everyone I couldnt afford full coverage so i had liability and the insurance company said fuck off :nana Dont see how thats possible with a lean ?? BTW, Karma, to answer the question . Sorry Trav, it’ll all work out in the end. ---
**Author:** ![Shawn96VR-4](https://avatars.discourse-cdn.com/v4/letter/s/eada6e/32.png) [@Shawn96VR-4](https://forums.speedlife.net/u/Shawn96VR-4)\ **Post date:** [September 10, 2008, 5:53pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/326 "2008-09-10T17:53:19Z")
> [@EJ257FTW](#): > > they saw the turbo, oil feed line, tmic, full catless exhaust, modified fuel injector clips, larger injectors… the fact the car has a walbro 255 in it doesnt help my case either… How did they know all that? ---
**Author:** ![pootmasterflex](https://avatars.discourse-cdn.com/v4/letter/p/7ea924/32.png) [@pootmasterflex](https://forums.speedlife.net/u/pootmasterflex)\ **Post date:** [September 10, 2008, 5:53pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/327 "2008-09-10T17:53:46Z")
> [@Cliff](#): > > Thought it was state law to have full coverage on a car that had a loan… nope there is no law regarding full coverage to vehicle with a loan it is a genral rule buy lenders that at the time of the appoval of loan that the insurance binder represent full coverage which means you dont actually have to buy it you just had to show you were going to buy full coverage insurance but you declined what travis should have bought was gap insurance it would have covered the difference in the loan oh yeah if you can tell I have a part time job as a finacial advisor for citi bank posted from nys dmv faq What are the requirements for motor vehicle insurance in NYS? A motor vehicle registered in NYS must have liability insurance. Insurance coverage must be a minimum of $25,000/50,000 for injury, $50,000/100,000 for death, and $10,000 for property damage caused by any one accident. New York State is a no-fault state. The liability coverage must remain in effect while the registration is valid, even if the vehicle is not used (except motorcycles). - The liability coverage must be NYS insurance coverage, issued by a company authorized to do business in NYS and licensed by the NYS Insurance Department. Out-of-state insurance coverage of any type is NEVER acceptable or valid. If your vehicle is registered in NYS, the liability insurance coverage must be NYS insurance coverage. - Liability coverage must be issued in the name of the registrant and must remain in the name of the registrant at all times. A change on the insurance to a name different from the registrant causes a lapse in insurance coverage, and the driver license of the registrant and the registration is suspended. - You must show a NYS Insurance Identification Card when you apply for a vehicle registration. Your insurance company, agent or broker must issue two original NYS Insurance Identification Cards to you. The Insurance Identification Cards must have the same name as the registration application and must have a barcode. - The insurance company must also file an electronic notice of insurance coverage with the DMV to verify the liability coverage. (The agent or broker cannot file this notice.) Your Insurance Identification Card and the electronic notice of insurance coverage together verify your insurance coverage. An Insurance Identification Card only does not prove liability coverage. - An Insurance Identification Card must be presented within 45 days of the effective date of the insurance coverage. Bring the cards to the DMV office when you apply for the registration. The DMV office will keep one card. Keep the other card with the vehicle. If a police officer requests your proof of insurance, you must show your Insurance Identification Card. - The DMV does not accept any out-of-state insurance documents. ---
**Author:** ![Shawn96VR-4](https://avatars.discourse-cdn.com/v4/letter/s/eada6e/32.png) [@Shawn96VR-4](https://forums.speedlife.net/u/Shawn96VR-4)\ **Post date:** [September 10, 2008, 5:54pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/328 "2008-09-10T17:54:33Z")
Shit. I forgot a note was on that car. Oh, the bank is going to be pissed. ---
**Author:** ![Auto0utcast](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/auto0utcast/32/6281_2.png) [@Auto0utcast](https://forums.speedlife.net/u/Auto0utcast)\ **Post date:** [September 10, 2008, 5:56pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/329 "2008-09-10T17:56:43Z")
yeap… ---
**Author:** ![6SPD\_S4](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/6spd_s4/32/6326_2.png) [@6SPD\_S4](https://forums.speedlife.net/u/6SPD_S4)\ **Post date:** [September 10, 2008, 5:57pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/330 "2008-09-10T17:57:27Z")
I wish i could run 9s with the boost controller mod :tong ---
**Author:** ![JClark](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jclark/32/6309_2.png) [@JClark](https://forums.speedlife.net/u/JClark)\ **Post date:** [September 10, 2008, 5:59pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/331 "2008-09-10T17:59:48Z")
> [@Shawn96VR-4](#): > > Shit. I forgot a note was on that car. Oh, the bank is going to be tying themselves up in litigation. Fixed that for ya. Good thing you’re judgment proof, Trav! ---
**Author:** ![pootmasterflex](https://avatars.discourse-cdn.com/v4/letter/p/7ea924/32.png) [@pootmasterflex](https://forums.speedlife.net/u/pootmasterflex)\ **Post date:** [September 10, 2008, 6:18pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/332 "2008-09-10T18:18:11Z")
:stfu ---
**Author:** ![SDP](https://avatars.discourse-cdn.com/v4/letter/s/e95f7d/32.png) [@SDP](https://forums.speedlife.net/u/SDP)\ **Post date:** [September 10, 2008, 6:27pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/333 "2008-09-10T18:27:08Z")
Travis, bad idea to plan a winter build for the next car. I’d get something cheap and lay low for a while until all the associated problems and debt get worked out. But thats just me… ---
**Author:** ![6SPD\_S4](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/6spd_s4/32/6326_2.png) [@6SPD\_S4](https://forums.speedlife.net/u/6SPD_S4)\ **Post date:** [September 10, 2008, 6:34pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/334 "2008-09-10T18:34:14Z")
:+1 ---
**Author:** ![pootmasterflex](https://avatars.discourse-cdn.com/v4/letter/p/7ea924/32.png) [@pootmasterflex](https://forums.speedlife.net/u/pootmasterflex)\ **Post date:** [September 10, 2008, 6:39pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/335 "2008-09-10T18:39:12Z")
> [@SDP](#): > > Travis, bad idea to plan a winter build for the next car. I’d get something cheap and lay low for a while until all the associated problems and debt get worked out. > > But thats just me… :+1 :+1 :+1 :+1 :+1 :+1 :+1 :+1 :+1 :+1 :+1 :worship ---
**Author:** ![Shawn96VR-4](https://avatars.discourse-cdn.com/v4/letter/s/eada6e/32.png) [@Shawn96VR-4](https://forums.speedlife.net/u/Shawn96VR-4)\ **Post date:** [September 10, 2008, 7:19pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/336 "2008-09-10T19:19:03Z")
> [@Globe1280](#): > > I wish i could run 9s with the boost controller mod :tong Maybe someone has some used mods for sale? ---
**Author:** ![Shawn96VR-4](https://avatars.discourse-cdn.com/v4/letter/s/eada6e/32.png) [@Shawn96VR-4](https://forums.speedlife.net/u/Shawn96VR-4)\ **Post date:** [September 10, 2008, 7:19pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/337 "2008-09-10T19:19:40Z")
A bit weird to hear someone say he is going to mod a car right after discussing declaring bankruptcy… ---
**Author:** ![88slowmarro](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/88slowmarro/32/6339_2.png) [@88slowmarro](https://forums.speedlife.net/u/88slowmarro)\ **Post date:** [September 10, 2008, 7:21pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/338 "2008-09-10T19:21:33Z")
didnt the bankuptcy laws change recently ??? how is it gonna work he didnt default on the loan the car burned up they got nuttin to take esp if its parted out :ponder ---
**Author:** ![Shawn96VR-4](https://avatars.discourse-cdn.com/v4/letter/s/eada6e/32.png) [@Shawn96VR-4](https://forums.speedlife.net/u/Shawn96VR-4)\ **Post date:** [September 10, 2008, 7:22pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/339 "2008-09-10T19:22:29Z")
> [@88slowmarro](#): > > didnt the bankuptcy laws change recently ??? how is it gonna work he didnt default on the loan the car burned up they got nuttin to take esp if its parted out :ponder He owes the bank. I guess they can take the entire thing if there is any value to it. I am not sure how it works because how can you sell parts to a car that you don’t 100% own? ---
**Author:** ![Auto0utcast](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/auto0utcast/32/6281_2.png) [@Auto0utcast](https://forums.speedlife.net/u/Auto0utcast)\ **Post date:** [September 10, 2008, 7:48pm UTC](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810/340 "2008-09-10T19:48:43Z")
im not getting into the specifics on here… im sure you all can figure out whats happening as it unfolds… the next car will remain 100% stock/driveable until i have the CASH stored away in a safe place to change things. until then im keeping my mouth shut about my situation… speculate all you’d like. [Previous page](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810.md?page=16) [Next page](https://forums.speedlife.net/t/travis-sti-tragedy-or-karma-nwswn/238810.md?page=18)