# URGENT: Insurance problem inside. Need new agent that covers turbo cars **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [October 6, 2008, 9:15am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005 "2008-10-06T09:15:04Z")\ **Posts on this page:** 20\ **Page:** 3
**Author:** ![focusinprogress](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/focusinprogress/32/7227_2.png) [@focusinprogress](https://forums.speedlife.net/u/focusinprogress)\ **Post date:** [October 6, 2008, 12:20pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/41 "2008-10-06T12:20:44Z")
wtf double post nvm ---
**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\ **Post date:** [October 6, 2008, 12:22pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/42 "2008-10-06T12:22:20Z")
What did you expect to happen? Kid who turbo charges an econobox…you realize the risk group that puts you in??? ---
**Author:** ![MPD47](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mpd47/32/7383_2.png) [@MPD47](https://forums.speedlife.net/u/MPD47)\ **Post date:** [October 6, 2008, 12:27pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/43 "2008-10-06T12:27:54Z")
> [@LZ](#): > > What did you expect to happen? > > Kid who turbo charges an econobox…you realize the risk group that puts you in??? For once I actually agree. ---
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [October 6, 2008, 12:33pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/44 "2008-10-06T12:33:47Z")
You gotta think too, if you did cover your mods an smash up your car and you claim them. You will be paying out the ass in the future on insurance after that. You really need to figure out if its worth it or not in the long run. Ya you might be out the 3k for parts and stuff but if you do claim then, you can look forward to a steep increase in your premiums. ---
**Author:** ![focusinprogress](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/focusinprogress/32/7227_2.png) [@focusinprogress](https://forums.speedlife.net/u/focusinprogress)\ **Post date:** [October 6, 2008, 12:34pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/45 "2008-10-06T12:34:53Z")
> [@LZ](#): > > What did you expect to happen? > > Kid who turbo charges an econobox…you realize the risk group that puts you in??? whats the difference of who turbocharges an econobox? im out of the risk ppol be 23 in january. I have NO record…as in completely scott clean. good student discount, 3 defensive driving classes. I see no reason for them to suspect I am a shitty driver or a risk ---
**Author:** ![EvilJay](https://avatars.discourse-cdn.com/v4/letter/e/a5b964/32.png) [@EvilJay](https://forums.speedlife.net/u/EvilJay)\ **Post date:** [October 6, 2008, 12:44pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/46 "2008-10-06T12:44:44Z")
:picard: ---
**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\ **Post date:** [October 6, 2008, 12:45pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/47 "2008-10-06T12:45:57Z")
> [@focusinprogress](#): > > whats the difference of who turbocharges an econobox? im out of the risk ppol be 23 in january. I have NO record…as in completely scott clean. good student discount, 3 defensive driving classes. I see no reason for them to suspect I am a shitty driver or a risk Why don’t you look at this from the perspective of an insurance company 99% of their drivers use their vehicles to get from point A to point B…and are happily insured my the insurance company… You adding a turbo to your car does not make it any safer and only increases the risk factors…Fire related to whatever mods you added…risks related to adding more power to car…you possible street racing your modded car…and a number of other things… You have a street car…What logical explanation would you come up with to tell the insurance company why you feel the need add another 80-100whp? :lol: ---
**Author:** ![MPD47](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mpd47/32/7383_2.png) [@MPD47](https://forums.speedlife.net/u/MPD47)\ **Post date:** [October 6, 2008, 12:46pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/48 "2008-10-06T12:46:16Z")
Other than the fact that the stats put you right in the box with your typical late teen early 20’s white male who turbocharges a civic, focus, etc. ---
**Author:** ![Bacon](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bacon/32/7230_2.png) [@Bacon](https://forums.speedlife.net/u/Bacon)\ **Post date:** [October 6, 2008, 12:46pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/49 "2008-10-06T12:46:26Z")
You should just buy this instead: [http://nyspeed.com/forums/showthread.php?t=58549](http://nyspeed.com/forums/showthread.php?t=58549) :mamoru: Honestly though, mods are not usually worth mentioning. ---
**Author:** ![Bassdegrime](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bassdegrime/32/5027_2.png) [@Bassdegrime](https://forums.speedlife.net/u/Bassdegrime)\ **Post date:** [October 6, 2008, 1:45pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/50 "2008-10-06T13:45:39Z")
> [@focusinprogress](#): > > I was paying $467.50 for TWO cars for six months…I am 22yrs old fuck that i have to pay like 1600 for one car for a year, and i have a good driving record ---
**Author:** ![walter](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/walter/32/7202_2.png) [@walter](https://forums.speedlife.net/u/walter)\ **Post date:** [October 6, 2008, 2:29pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/51 "2008-10-06T14:29:35Z")
People are missing the point. Certain insurance premiums are set up with odd hot-buttons that rarely make sense but are probably rooted in some solid statistics. Not insuring “turbo” cars or charing very high premiums is very common, no different than a V8. Try insuring a street bike, they are equally retarded. ---
**Author:** ![focusinprogress](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/focusinprogress/32/7227_2.png) [@focusinprogress](https://forums.speedlife.net/u/focusinprogress)\ **Post date:** [October 6, 2008, 4:57pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/52 "2008-10-06T16:57:38Z")
> [@walter](#): > > People are missing the point. > > Certain insurance premiums are set up with odd hot-buttons that rarely make sense but are probably rooted in some solid statistics. Not insuring “turbo” cars or charing very high premiums is very common, no different than a V8. Try insuring a street bike, they are equally retarded. this is more what i was getting at. I would understand if they raised my premium, actually was expecting them too…but instead they were like “were just gonna go ahead and cancel your policy” ---
**Author:** ![jetlounge](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jetlounge/32/4994_2.png) [@jetlounge](https://forums.speedlife.net/u/jetlounge)\ **Post date:** [October 6, 2008, 5:07pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/53 "2008-10-06T17:07:02Z")
dude, times are tough all around. recession is causing businesses of all sorts to review and limit their risk and liability. less credit, fewer loans, less insurance. insurance is a business. you = young + turbo = risk ---
**Author:** ![Justin](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justin/32/7459_2.png) [@Justin](https://forums.speedlife.net/u/Justin)\ **Post date:** [October 6, 2008, 6:41pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/54 "2008-10-06T18:41:49Z")
Nick, > **[Esurance Online Car Insurance](https://www.esurance.com/)** > > See how much you can save on reliable, affordable car insurance. Get your free quote online or over the phone and compare auto insurance rates in minutes. I have had them for years, they have taken car of everything on the S4 every time something happened, and they never questioned the modified parts. I hate deer by the way, lol. Go there and get a quote at least. ---
**Author:** ![Toda\_Party](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/toda_party/32/7354_2.png) [@Toda\_Party](https://forums.speedlife.net/u/Toda_Party)\ **Post date:** [October 6, 2008, 7:42pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/55 "2008-10-06T19:42:18Z")
> [@theblue](#): > > never tell them about mods x2 > > and I can’t believe you want to tell them about track days… you must be crazy. :word::poke: ---
**Author:** ![turbo\_ls1\_ss](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/turbo_ls1_ss/32/7303_2.png) [@turbo\_ls1\_ss](https://forums.speedlife.net/u/turbo_ls1_ss)\ **Post date:** [October 6, 2008, 7:43pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/56 "2008-10-06T19:43:56Z")
naga good. ---
**Author:** ![Viper966](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/viper966/32/7268_2.png) [@Viper966](https://forums.speedlife.net/u/Viper966)\ **Post date:** [October 6, 2008, 8:23pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/57 "2008-10-06T20:23:56Z")
if your over 25 you can get agreed value coverage from grundy for like 500 a year for 20k of coverage, u just need a de ---
**Author:** ![nitroinsane](https://avatars.discourse-cdn.com/v4/letter/n/d26b3c/32.png) [@nitroinsane](https://forums.speedlife.net/u/nitroinsane)\ **Post date:** [October 8, 2008, 8:33pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/58 "2008-10-08T20:33:01Z")
Maybe later you can call the police and try to score some drugs? ---
**Author:** ![focusinprogress](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/focusinprogress/32/7227_2.png) [@focusinprogress](https://forums.speedlife.net/u/focusinprogress)\ **Post date:** [October 9, 2008, 5:19am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/59 "2008-10-09T05:19:29Z")
> [@Justin](#): > > Nick, > [www.esurance.com](http://www.esurance.com) > > I have had them for years, they have taken car of everything on the S4 every time something happened, and they never questioned the modified parts. I hate deer by the way, lol. Go there and get a quote at least. esurance quoted me $2200/yr! the closest i have found so far is allstate at $604 for 6months. this sucks. I may end up being forced to part out and sell the focus simply because I cannot insure it… ---
**Author:** ![justa4door](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/justa4door/32/7259_2.png) [@justa4door](https://forums.speedlife.net/u/justa4door)\ **Post date:** [October 9, 2008, 5:20am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/60 "2008-10-09T05:20:53Z")
:bigfail: [Previous page](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005.md?page=2) [Next page](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005.md?page=4)