# URGENT: Insurance problem inside. Need new agent that covers turbo cars **URL:** \ **Category:** NYSpeed Automotive\ **Created:** [October 6, 2008, 9:15am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005 "2008-10-06T09:15:04Z")\ **Posts on this page:** 20\ **Page:** 4
**Author:** ![boxxa](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boxxa/32/5045_2.png) [@boxxa](https://forums.speedlife.net/u/boxxa)\ **Post date:** [October 9, 2008, 6:42am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/61 "2008-10-09T06:42:50Z")
> [@focusinprogress](#): > > esurance quoted me $2200/yr! > > the closest i have found so far is allstate at $604 for 6months. this sucks. I may end up being forced to part out and sell the focus simply because I cannot insure it… Or don’t insure your after market mods… ---
**Author:** ![focusinprogress](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/focusinprogress/32/7227_2.png) [@focusinprogress](https://forums.speedlife.net/u/focusinprogress)\ **Post date:** [October 9, 2008, 6:48am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/62 "2008-10-09T06:48:18Z")
> [@boxxa](#): > > Or don’t insure your after market mods… I’m not even trying to anymore…this is redic. ---
**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\ **Post date:** [October 9, 2008, 6:57am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/63 "2008-10-09T06:57:45Z")
> [@focusinprogress](#): > > esurance quoted me $2200/yr! > > the closest i have found so far is allstate at $604 for 6months. this sucks. I may end up being forced to part out and sell the focus simply because I cannot insure it… I pay over $114 per month for insurance on my 350z with no mods, no accident record, and no tickets in the last 4 years. ---
**Author:** ![focusinprogress](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/focusinprogress/32/7227_2.png) [@focusinprogress](https://forums.speedlife.net/u/focusinprogress)\ **Post date:** [October 9, 2008, 7:06am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/64 "2008-10-09T07:06:13Z")
> [@boardjnky4](#): > > I pay over $114 per month for insurance on my 350z with no mods, no accident record, and no tickets in the last 4 years. who is your insurance provider? I have no accidents, no moving violations, and I am not listing mods…and cannot find anything cheaper than $604/6months opposed to my $467.60 from geico…for two cars ---
**Author:** ![boardjnky4](https://avatars.discourse-cdn.com/v4/letter/b/96bed5/32.png) [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)\ **Post date:** [October 9, 2008, 7:07am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/65 "2008-10-09T07:07:19Z")
I use geico insurance isn’t cheap man ---
**Author:** ![LZ1](https://avatars.discourse-cdn.com/v4/letter/l/7ab992/32.png) [@LZ1](https://forums.speedlife.net/u/LZ1)\ **Post date:** [October 9, 2008, 7:09am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/66 "2008-10-09T07:09:44Z")
If $467 -\> $604 ($137 difference over 6 months) is going to make or break you having a modded car…maybe you shouldn’t be modding cars :lol: ---
**Author:** ![ryanmcell](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ryanmcell/32/7510_2.png) [@ryanmcell](https://forums.speedlife.net/u/ryanmcell)\ **Post date:** [October 9, 2008, 7:12am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/67 "2008-10-09T07:12:44Z")
> [@focusinprogress](#): > > who is your insurance provider? > > I have no accidents, no moving violations, and I am not listing mods…and cannot find anything cheaper than $604/6months opposed to my $467.60 from geico…for two cars You realize that is still only 100/mo. which for your age (sub 25) and full coverage is cheap. Somehow you got lucky with Geico, maybe you had dick for coverage in the first place, or didnt have collison or something. I’ve been getting insurance quotes the past 2 weeks, AllState, esurance, Geico, State Farm, the list goes on. AllState was the cheapest for my 09 GTI and an 05 Kia Sorrento @ 118/mo. The facts Nick are this. A) Your Geico insurance was dirt cheap and you won’t get that rate again. B) What is $30 a month anyways? ---
**Author:** ![focusinprogress](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/focusinprogress/32/7227_2.png) [@focusinprogress](https://forums.speedlife.net/u/focusinprogress)\ **Post date:** [October 9, 2008, 7:16am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/68 "2008-10-09T07:16:28Z")
> [@ryanmcell](#): > > You realize that is still only 100/mo. which for your age (sub 25) and full coverage is cheap. Somehow you got lucky with Geico, maybe you had dick for coverage in the first place, or didnt have collison or something. > > I’ve been getting insurance quotes the past 2 weeks, AllState, esurance, Geico, State Farm, the list goes on. AllState was the cheapest for my 09 GTI and an 05 Kia Sorrento @ 118/mo. > > The facts Nick are this. A) Your Geico insurance was dirt cheap and you won’t get that rate again. B) What is $30 a month anyways? the only thing that freaks me out, is an insurance agent let me know that the $604 might not be my final rate, that they like to change it after you pay the down payment…otherwise, i would have signed on to allstate already… ---
**Author:** ![Saxon](https://avatars.discourse-cdn.com/v4/letter/s/59ef9b/32.png) [@Saxon](https://forums.speedlife.net/u/Saxon)\ **Post date:** [October 9, 2008, 7:31am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/69 "2008-10-09T07:31:45Z")
once you sign into that first rate they cant “just” change it on you ha ha try having a type R then you can bitch about insurance rates!! ---
**Author:** ![ryanmcell](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/ryanmcell/32/7510_2.png) [@ryanmcell](https://forums.speedlife.net/u/ryanmcell)\ **Post date:** [October 9, 2008, 8:22am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/70 "2008-10-09T08:22:35Z")
> [@focusinprogress](#): > > the only thing that freaks me out, is an insurance agent let me know that the $604 might not be my final rate, that they like to change it after you pay the down payment…otherwise, i would have signed on to allstate already… Speak to TESTICLE on the board he is in insurance… Mine did not go up any :shrug: after they gave me the quote, etc. ---
**Author:** ![focusinprogress](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/focusinprogress/32/7227_2.png) [@focusinprogress](https://forums.speedlife.net/u/focusinprogress)\ **Post date:** [October 9, 2008, 9:15am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/71 "2008-10-09T09:15:05Z")
my dad’s agent hooked me up, and kicked in my renter’s insurance to bring the premiums down. She got me a policy for both cars + renter’s for $1250/yr, and no service charge. $118/month for 12 months, no bubble payment to startup ---
**Author:** ![jetlounge](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jetlounge/32/4994_2.png) [@jetlounge](https://forums.speedlife.net/u/jetlounge)\ **Post date:** [October 9, 2008, 11:03am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/72 "2008-10-09T11:03:59Z")
did you try ameriprise? ---
**Author:** ![cky89](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/cky89/32/4945_2.png) [@cky89](https://forums.speedlife.net/u/cky89)\ **Post date:** [October 9, 2008, 11:06am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/73 "2008-10-09T11:06:29Z")
> [@MPD47](#): > > No conventional carrier insures for track days. You smash it up, you pay for it unless you pay for an additional policy from a specialty company. Basically the rule of thumb at the track is, if you cant afford to smash it up and walk away from it, dont track it. lol fuck that. I tracked my DD 😃 ---
**Author:** ![jetlounge](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jetlounge/32/4994_2.png) [@jetlounge](https://forums.speedlife.net/u/jetlounge)\ **Post date:** [October 21, 2008, 6:07pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/74 "2008-10-21T18:07:38Z")
seems topical: > **[Car Insurance May Not Cover You at the Track](https://www.nytimes.com/2008/10/19/automobiles/19INSURE.html?_r=1&oref=slogin)** > > The insurance industry has been removing a policy loophole that insured drivers on racetracks. ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [October 21, 2008, 6:18pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/75 "2008-10-21T18:18:04Z")
werd, I just got dropped today by USAA for autocrossing. ---
**Author:** ![Garick](https://avatars.discourse-cdn.com/v4/letter/g/8797f3/32.png) [@Garick](https://forums.speedlife.net/u/Garick)\ **Post date:** [October 21, 2008, 8:07pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/76 "2008-10-21T20:07:20Z")
> [@mafdark](#): > > werd, I just got dropped today by USAA for autocrossing. How did they find out? ---
**Author:** ![dmoffitt](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dmoffitt/32/7455_2.png) [@dmoffitt](https://forums.speedlife.net/u/dmoffitt)\ **Post date:** [October 21, 2008, 8:30pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/77 "2008-10-21T20:30:31Z")
> [@Garick](#): > > How did they find out? he told them _sigh_ ---
**Author:** ![Boomin99GT](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/boomin99gt/32/7306_2.png) [@Boomin99GT](https://forums.speedlife.net/u/Boomin99GT)\ **Post date:** [October 21, 2008, 9:20pm UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/78 "2008-10-21T21:20:38Z")
I say just get regular insurance with someone else and take the risk. Good luck. ---
**Author:** ![Eazy716](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/eazy716/32/7443_2.png) [@Eazy716](https://forums.speedlife.net/u/Eazy716)\ **Post date:** [October 22, 2008, 5:51am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/79 "2008-10-22T05:51:06Z")
i have Geico, and also have most of my parts covered as well. I have about $10k in extra coverage covering rims, air suspension, system, hood, even paint. They never gave me any problems ---
**Author:** ![system](https://canada1.discourse-cdn.com/flex034/uploads/speedlife/original/2X/b/b7170c8eddc0b95ece6b88172b2f416a08489a45.png) [@system](https://forums.speedlife.net/u/system)\ **Post date:** [October 22, 2008, 6:14am UTC](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005/80 "2008-10-22T06:14:05Z")
> [@dmoffitt](#): > > he told them _sigh_ more or less :meh: They wanted to know why the mileage had been set so low for the car. I told them I only drive it around on weekends and to “events”… they latched onto that last word there. [Previous page](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005.md?page=3) [Next page](https://forums.speedlife.net/t/urgent-insurance-problem-inside-need-new-agent-that-covers-turbo-cars/56005.md?page=5)