# used car loans?
**URL:** https://forums.speedlife.net/t/used-car-loans/128748
**Category:** SON240sx Automotive
**Created:** [October 12, 2009, 6:00pm UTC](https://forums.speedlife.net/t/used-car-loans/128748 "2009-10-12T18:00:47Z")
**Posts on this page:** 20
**Page:** 1
### Author:  [@kollo](https://forums.speedlife.net/u/kollo)
#### Post date: [October 12, 2009, 6:00pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/1 "2009-10-12T18:00:47Z")
anyone know of a good use car loan i found i nice kouki in the states i have a good down payment and good job but would need a car loan as i still drive my car so i cannot save up to quick?i tired an online one but i just dont trust them they seem to fishy to me i`m in barrie by the way. looking to get $5000 after my down payment which is about %20 of the value of car
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### Author:  [@Martino](https://forums.speedlife.net/u/Martino)
#### Post date: [October 12, 2009, 6:02pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/2 "2009-10-12T18:02:41Z")
Go to your local bank?
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### Author:  [@pledge-master](https://forums.speedlife.net/u/pledge-master)
#### Post date: [October 12, 2009, 6:05pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/3 "2009-10-12T18:05:47Z")
go to your bank , thats what i did. try and get a line of credit if you can, or just the 5g car loan… if you have a good job and don’t have alot of expenses i.e rent, alot of bills etc… they will give it to you no problem. o and having good credit will help or a co signer.
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### Author:  [@polishprince](https://forums.speedlife.net/u/polishprince)
#### Post date: [October 12, 2009, 6:10pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/4 "2009-10-12T18:10:56Z")
Line of credit will be your cheaper bet. It’s usually a little over prime
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### Author:  [@kollo](https://forums.speedlife.net/u/kollo)
#### Post date: [October 12, 2009, 6:43pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/5 "2009-10-12T18:43:41Z")
ok i thought a bank would charge more interest i have not very much credit but what i have is good and good very stable job no bills but insurance lol so line of credit is good eh? do they require proof of purchase or anything like that do any of you know
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### Author:  [@Philly](https://forums.speedlife.net/u/Philly)
#### Post date: [October 12, 2009, 6:57pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/6 "2009-10-12T18:57:08Z")
Honestly if you dont have good credit its going to be tough.
You need to get a co-signer, so hopefully your mom or dad has good enough credit.
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### Author:  [@kollo](https://forums.speedlife.net/u/kollo)
#### Post date: [October 12, 2009, 7:02pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/7 "2009-10-12T19:02:07Z")
mom has great credit and i again dont have a whole lot but whats there is pretty good i just got a credit card pay everything on it and and pay it off with in two weeks so it cant be to bad
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### Author:  [@kollo](https://forums.speedlife.net/u/kollo)
#### Post date: [October 12, 2009, 7:02pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/8 "2009-10-12T19:02:39Z")
thanks for the help guys
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### Author:  [@Philly](https://forums.speedlife.net/u/Philly)
#### Post date: [October 12, 2009, 7:04pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/9 "2009-10-12T19:04:27Z")
If your mom has good credit you should be fine. Go for a line of credit, you need a better overall credit rating to get it. But it has lower interest then a car loan and when you pay off a bit you can use some of it to put into the car 😉
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### Author:  [@kollo](https://forums.speedlife.net/u/kollo)
#### Post date: [October 12, 2009, 7:18pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/10 "2009-10-12T19:18:07Z")
are you suggesting motor swaps,coils etc lol
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### Author:  [@agent240sx](https://forums.speedlife.net/u/agent240sx)
#### Post date: [October 12, 2009, 9:19pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/11 "2009-10-12T21:19:51Z")
Another thing you may want to look into are MBNA credit cards… some have X amount of months interest free or very low interest for X amount of months. From 0-2% interest rate.
If you are able to pay off the loan rather quickly within the X amount of months they give you may wanna look into it.
They offer low or 0% interest rates from 6 months to a year sometimes.
Might be a better solution than line of credit if you can pay it off within the months… and easier to get than a bank’s line of credit.
No need for mommy to hold your hand heh
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### Author:  [@kollo](https://forums.speedlife.net/u/kollo)
#### Post date: [October 12, 2009, 9:41pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/12 "2009-10-12T21:41:13Z")
huh can you get those thru bank or online?i`ve never heard of them i can pay a 5g`s loan line of credit what have you with-in the year just hard to save with insurance and what not
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### Author:  [@agent240sx](https://forums.speedlife.net/u/agent240sx)
#### Post date: [October 12, 2009, 10:05pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/13 "2009-10-12T22:05:44Z")
Yes you can apply for them online… they are all those third party credit cards basically (shoppers drug mart etc)
[http://www.mbna.ca/](http://www.mbna.ca/)
Look through all the various cards, not sure which ones are currently offering low or 0% interest specials (if any atm) you’ll have to search for yourself. I know that the shoppers drug mart card currently offering 1.99% for 6 months for cash advances but you may find better offers.
Hope that helps, they are much easier to get approved for as opposed to line of credits.
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### Author:  [@Solarian](https://forums.speedlife.net/u/Solarian)
#### Post date: [October 12, 2009, 10:07pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/14 "2009-10-12T22:07:52Z")
If it’s only 5 grand, just save your money, it’s very unwise to buy cars on credit.
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### Author:  [@polishprince](https://forums.speedlife.net/u/polishprince)
#### Post date: [October 12, 2009, 10:21pm UTC](https://forums.speedlife.net/t/used-car-loans/128748/15 "2009-10-12T22:21:18Z")
> [@Land rover info???](https://forums.speedlife.net/t/land-rover-info/24331/4):
>
> If it’s only 5 grand, just save your money, it’s very unwise to buy cars on credit.
Truth… Especially a credit card. If you don’t pay it off in the 6 month grace period then you pay full interest from the day you took the cash advance. 19 percent on 5 grand over 6 months. Do the math cuz I not doing it lol
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### Author:  [@Fobwall](https://forums.speedlife.net/u/Fobwall)
#### Post date: [October 13, 2009, 9:34am UTC](https://forums.speedlife.net/t/used-car-loans/128748/16 "2009-10-13T09:34:52Z")
I’ll lend you money but it will cost you. Pm me for details.
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### Author:  [@240xcsv](https://forums.speedlife.net/u/240xcsv)
#### Post date: [October 13, 2009, 9:56am UTC](https://forums.speedlife.net/t/used-car-loans/128748/17 "2009-10-13T09:56:07Z")
Fobwall, stop selling yourself. lol
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### Author:  [@white2abbit](https://forums.speedlife.net/u/white2abbit)
#### Post date: [October 13, 2009, 10:05am UTC](https://forums.speedlife.net/t/used-car-loans/128748/18 "2009-10-13T10:05:13Z")
The most important thing is, PICS OF THE CAR!
But more seriously, if you already have a 240 you may just want to hold off and save up the cash…but more REALISTICALLY, if you’re going to do it, try to get a line of credit.
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### Author:  [@kollo](https://forums.speedlife.net/u/kollo)
#### Post date: [October 13, 2009, 10:17am UTC](https://forums.speedlife.net/t/used-car-loans/128748/19 "2009-10-13T10:17:33Z")
mark i have cushion for the pushin…
i have a grandprix but its supercharged so insurance is a bitch so its hard to save like i said i have a good downpayment, and as for pics of the car its a 98kouki 72XXXmiles in florida at a dealer ship cert/e-tested another question what boarder fees duties etc. will i have to pay
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### Author:  [@kollo](https://forums.speedlife.net/u/kollo)
#### Post date: [October 13, 2009, 10:26am UTC](https://forums.speedlife.net/t/used-car-loans/128748/20 "2009-10-13T10:26:01Z")
heres the car
[http://cgi.ebay.com/ebaymotors/97-240SX-CPE-CARFAX-CERTIFIED-RARE-CAR-ONLY-72K-MILES\_W0QQitemZ220492487559QQcmdZViewItemQQptZUS\_Cars\_Trucks?hash=item3356605b87](http://cgi.ebay.com/ebaymotors/97-240SX-CPE-CARFAX-CERTIFIED-RARE-CAR-ONLY-72K-MILES_W0QQitemZ220492487559QQcmdZViewItemQQptZUS_Cars_Trucks?hash=item3356605b87)
i`ve already called the guy at the dealership seams legit he said it was there and i could come anytime to look at it as the reserve hasn`t been met so the car may not sell i only need 5g`s more i have the rest and money for some duties etc,
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