# What $200,000 in Student Debt Looks Like
**URL:** https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364
**Category:** NYSpeed Off Topic
**Created:** [November 22, 2010, 12:18pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364 "2010-11-22T12:18:32Z")
**Posts on this page:** 20
**Page:** 3
### Author:  [@Motocrossx23](https://forums.speedlife.net/u/Motocrossx23)
#### Post date: [November 22, 2010, 7:29pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/41 "2010-11-22T19:29:17Z")
^ god I love that.
---------- Post added at 10:29 PM ---------- Previous post was at 10:27 PM ----------
And NO ONE has asked for nudes???
Wtf is going on with this site lately?
[http://www.facebook.com/profile.php?id=1813547](http://www.facebook.com/profile.php?id=1813547)
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### Author:  [@n20junkie](https://forums.speedlife.net/u/n20junkie)
#### Post date: [November 22, 2010, 7:31pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/42 "2010-11-22T19:31:24Z")
Live off a loan for years then crying online about it will get you nothing from me.
Fucking idiots. They should teach compounding interest and such in high school instead of the bullshit theoretical math and social studies.
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### Author:  [@rdandy5875](https://forums.speedlife.net/u/rdandy5875)
#### Post date: [November 22, 2010, 8:14pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/43 "2010-11-22T20:14:40Z")
I love how she owes 189k but all her figures are based on raising 200k. Might as well get a little extra…
She’s clearly very talented, look at this table:
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### Author:  [@system](https://forums.speedlife.net/u/system)
#### Post date: [November 22, 2010, 8:20pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/44 "2010-11-22T20:20:09Z")
How have none mentioned this - she should have just defaulted. At 23 she’s plenty young to rebuild credit anyways, and she can’t have much to lose to begin with.
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### Author:  [@Fry](https://forums.speedlife.net/u/Fry)
#### Post date: [November 22, 2010, 8:24pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/45 "2010-11-22T20:24:07Z")
lol notice that the article didn’t mention her major? It would kind of kill the pity party to mention that she spent $200k on a bachelors in business or communications or some other useless undergrad degree.
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### Author:  [@Bull49](https://forums.speedlife.net/u/Bull49)
#### Post date: [November 22, 2010, 8:25pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/46 "2010-11-22T20:25:46Z")
> [@Bastinado](#):
>
> How have none mentioned this - she should have just defaulted. At 23 she’s plenty young to rebuild credit anyways, and she can’t have much to lose to begin with.
i don’t think bankruptcy erases student loans anymore.
i don’t feel a lot of sympathy here.
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### Author:  [@system](https://forums.speedlife.net/u/system)
#### Post date: [November 22, 2010, 8:26pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/47 "2010-11-22T20:26:08Z")
A bachelors in Sociology is worthless. Even the doctrine level is only good to teach sociology. The site is probably some shitty social experiment.
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### Author:  [@Fry](https://forums.speedlife.net/u/Fry)
#### Post date: [November 22, 2010, 8:28pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/48 "2010-11-22T20:28:42Z")
Does it say somewhere what her degree is in? I don’t care what the piece of paper is in. $20 bucks says she majored in jungle juice and knob gobbling.
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### Author:  [@ultradriver10000](https://forums.speedlife.net/u/ultradriver10000)
#### Post date: [November 22, 2010, 8:30pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/49 "2010-11-22T20:30:41Z")
I’m a poor student can I have some moneys?
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### Author:  [@slo\_ride](https://forums.speedlife.net/u/slo_ride)
#### Post date: [November 22, 2010, 8:31pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/50 "2010-11-22T20:31:25Z")
> [@Bastinado](#):
>
> How have none mentioned this - she should have just defaulted. At 23 she’s plenty young to rebuild credit anyways, and she can’t have much to lose to begin with.
its not that easy with student loans… they are the hardest debt to get rid of…even bankruptcy usually won’t remove them
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### Author:  [@NYstanger](https://forums.speedlife.net/u/NYstanger)
#### Post date: [November 22, 2010, 8:40pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/51 "2010-11-22T20:40:18Z")
"It’s amazing how many people are in the “I have no sympathy” crowd.
```
Generally when someone makes a mistake that screws up their life, or even a series of mistakes, there's some sympathy for them (so long as the mistake mostly just hurts them, and not other people). There's sympathy for people who get pregnant as teenagers, or who have drug addictions, or cripple themselves in a car wreck, or are gambling addicts, any number of things really.
But, for some strange reason the sympathy stops if the mistake you made was spending too much on education. Because, you know, here in America no one has ever told you that the most important thing to having a good future is getting the best education possible."
```
lol. they must have viewed this thread.
Besides, SCHOOLS FOR FOOLS!!!
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### Author:  [@Saxon](https://forums.speedlife.net/u/Saxon)
#### Post date: [November 22, 2010, 8:41pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/52 "2010-11-22T20:41:49Z")
i feel for her, over 100,000 in student loans here ☹ i do have 2 degrees though and to be honest i dont believe either of them fully effect my current job
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### Author:  [@Motocrossx23](https://forums.speedlife.net/u/Motocrossx23)
#### Post date: [November 22, 2010, 8:48pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/53 "2010-11-22T20:48:21Z")
As an educator, I believe that a proper education is priceless.
As a realistic human being, I believe that $200,000 is overkill and quite honestly, a waste of money.
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### Author:  [@travisn](https://forums.speedlife.net/u/travisn)
#### Post date: [November 22, 2010, 8:49pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/54 "2010-11-22T20:49:18Z")
> [@Fry](#):
>
> lol notice that the article didn’t mention her major? It would kind of kill the pity party to mention that she spent $200k on a bachelors in business or communications or some other useless undergrad degree.
> [@Fry](#):
>
> Does it say somewhere what her degree is in? I don’t care what the piece of paper is in. $20 bucks says she majored in jungle juice and knob gobbling.
post #25
\<3
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### Author:  [@bing](https://forums.speedlife.net/u/bing)
#### Post date: [November 22, 2010, 9:14pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/55 "2010-11-22T21:14:56Z")
Should have gone to school in Austria where it’s free.
Or, should have not been a fucking moron and racked up $200k in debt???
This isn’t a fire-tax, this is a conscious ignorance.
I can’t even believe how some of you guys have $100k in debt. Even with an MBA and a PH.d you would have to be totally useless to rack up $100k in Canada. I guess if i had of gone for loans on my undergrad and both designations i would have paid more than $50k… but shit…
Don’t people get jobs and pay for things with actual money anymore?
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### Author:  [@Motocrossx23](https://forums.speedlife.net/u/Motocrossx23)
#### Post date: [November 22, 2010, 9:25pm UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/56 "2010-11-22T21:25:22Z")
For reference, my undergrad only cost me $8500 in loans over 4 years. And my masters will most likely be paid for by my school district, so this $200k shit is completely ridiculous.
She probably went to school to suck rich dick and live like a snob, getting her scunty ass all prim and proper with that sociology degree, all for what?
You can go to Buff State for a sociology degree and it’ll cost you like $20k
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### Author:  [@livin4hockey](https://forums.speedlife.net/u/livin4hockey)
#### Post date: [November 23, 2010, 3:27am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/57 "2010-11-23T03:27:06Z")
> [@Motocrossx23](#):
>
> For reference, my undergrad only cost me $8500 in loans over 4 years. And my masters will most likely be paid for by my school district
OT but pay your own way through grad school. It will work out better for your salary in the long run.
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### Author:  [@Xander](https://forums.speedlife.net/u/Xander)
#### Post date: [November 23, 2010, 5:08am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/58 "2010-11-23T05:08:45Z")
I think a lot of those students do it because their fellow students around them are doing the same, makes it seem like a better idea if others are doing it too. Also those type of students have that stupid mindset that the minute they graduate, they will get a job that pays at a decent rate. Only to find out the Man gets most of your pay in taxes and leaves you with the ability to either pay the loans back and live like a student for another 10 years, or live the life you THINK you deserve and go for the “I will be paying these loans off for the rest of my life route”…and that’s only IF they find a job.
Every day finance should be a required course before being approved for a loan.
X…
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### Author:  [@boardjnky4](https://forums.speedlife.net/u/boardjnky4)
#### Post date: [November 23, 2010, 5:55am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/59 "2010-11-23T05:55:36Z")
It’s a private school, of course she overpaid. If she stuck to a state-school (of which there are plenty of good ones to go to), she would have walked away with 25% of that debt.
The only people that should be going to private schools are those who are going to walk out of school making 6-figures and people who’s parents are rich enough to be writing the checks.
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### Author:  [@97FormulaWS-6](https://forums.speedlife.net/u/97FormulaWS-6)
#### Post date: [November 23, 2010, 6:01am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/60 "2010-11-23T06:01:35Z")
> [@boardjnky4](#):
>
> It’s a private school, of course she overpaid. If she stuck to a state-school (of which there are plenty of good ones to go to), she would have walked away with 25% of that debt.
>
> The only people that should be going to private schools are those who are going to walk out of school making 6-figures and people who’s parents are rich enough to be writing the checks.
True, if she financed everything at a state school. Hell, my undergrad at RIT I walked out only $27k in the hole; not that bad to me.
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