### Author:  [@n20junkie](https://forums.speedlife.net/u/n20junkie)
#### Post date: [November 23, 2010, 6:34am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/61 "2010-11-23T06:34:22Z")
> [@NYstanger](#):
>
> "It’s amazing how many people are in the “I have no sympathy” crowd.
>
> ```
> Generally when someone makes a mistake that screws up their life, or even a series of mistakes, there's some sympathy for them (so long as the mistake mostly just hurts them, and not other people). There's sympathy for people who get pregnant as teenagers, or who have drug addictions, or cripple themselves in a car wreck, or are gambling addicts, any number of things really.
>
> But, for some strange reason the sympathy stops if the mistake you made was spending too much on education. Because, you know, here in America no one has ever told you that the most important thing to having a good future is getting the best education possible."
>
> ```
>
> lol. they must have viewed this thread.
>
> Besides, SCHOOLS FOR FOOLS!!!
She partied, studied abroad, and lived for years with no job, all while putting it all on a student loaned and didn’t think that she would have to work twice as hard for twice as long to pay back all those years of doing nothing?
Shes just a noter dumb bitch with a worthless education. I went to school, worked my ass off while doing it and walked away with a very respected degree in a field that pays a decent wage, and no student loans at all. It can be done, she just took the party route.
---
### Author:  [@ultradriver10000](https://forums.speedlife.net/u/ultradriver10000)
#### Post date: [November 23, 2010, 6:56am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/62 "2010-11-23T06:56:35Z")
I paid for school while going to school. Worked 30-50 hour weeks depending on my classes and school work load. No debt when I graduated and also owned a Corvette.
School is for fools if you’re a dumb ass. Her parents should have guided her better. Just because you pay a lot for school doesn’t mean you will be successful.
Step one:
Check to see if you can actually make money in the field of work your degree is in. If not switch.
Step two:
Shop schools, see what the best deal for you would be.
Step three:
Talk to your professors and network.
Step four:
Graduate with at least a little work experience. Do a summer internship or two.
Step five:
Get killer job. Now is the real party time.
---
### Author:  [@Fry](https://forums.speedlife.net/u/Fry)
#### Post date: [November 23, 2010, 7:22am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/63 "2010-11-23T07:22:49Z")
It really was sociology? She went to a private school on student loans to get a degree that would qualify her to work at a daycare for $8/hour? Wow. Let’s see. $8/hour, give 25% to taxes, so $6/hour, 40 hours a week, 50 weeks a year (she obviously can’t be expected to work all year long), at 6.8% interest, SHE WILL NEVER PAY OFF THIS LOAN. LOL under that scenario she doesn’t make enough to pay the interest on this loan, much less touch the principle.
---
### Author:  [@boxxa](https://forums.speedlife.net/u/boxxa)
#### Post date: [November 23, 2010, 7:29am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/64 "2010-11-23T07:29:42Z")
> [@ProgRocker](#):
>
> someone already bought it…not hosted yet though.
>
> \
> [payformydebt.com](http://payformydebt.com) is available
Buying now. Time to profit on peoples misery.
> [@Bull49](#):
>
> i don’t think bankruptcy erases student loans anymore.
>
> i don’t feel a lot of sympathy here.
Nope. That changed in like 2003 ish right when I went to school when people were taking on tons of debt to go through school then filing bankrupcy, living at home for 5 years and saving money and then they were back to normal.
---
### Author:  [@ProgRocker](https://forums.speedlife.net/u/ProgRocker)
#### Post date: [November 23, 2010, 7:33am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/65 "2010-11-23T07:33:57Z")
> [@Fry](#):
>
> It really was sociology? She went to a private school on student loans to get a degree that would qualify her to work at a daycare for $8/hour? Wow. Let’s see. $8/hour, give 25% to taxes, so $6/hour, 40 hours a week, 50 weeks a year (she obviously can’t be expected to work all year long), at 6.8% interest, SHE WILL NEVER PAY OFF THIS LOAN. LOL under that scenario she doesn’t make enough to pay the interest on this loan, much less touch the principle.
Aren’t the loans setup to be paid in 10 years? I mean she’ll have to pay $1600 a month, but it can be done.
---
### Author:  [@97FormulaWS-6](https://forums.speedlife.net/u/97FormulaWS-6)
#### Post date: [November 23, 2010, 7:36am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/66 "2010-11-23T07:36:52Z")
> [@ProgRocker](#):
>
> Aren’t the loans setup to be paid in 10 years? I mean she’ll have to pay $1600 a month, but it can be done.
Hers are 30 year loans…
---
### Author:  [@Fry](https://forums.speedlife.net/u/Fry)
#### Post date: [November 23, 2010, 7:41am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/67 "2010-11-23T07:41:50Z")
> [@ProgRocker](#):
>
> Aren’t the loans setup to be paid in 10 years? I mean she’ll have to pay $1600 a month, but it can be done.
The max allowable term depends on the size of the loan. And the point of my post is that at the minimum wage job she is now qualified for it actually can’t be paid off.
---
### Author:  [@ProgRocker](https://forums.speedlife.net/u/ProgRocker)
#### Post date: [November 23, 2010, 7:44am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/68 "2010-11-23T07:44:56Z")
> [@boxxa](#):
>
> Buying now. Time to profit on peoples misery.
LMAO… I can see it now. “I just bought a new TV on a high interest credit card…Need donations”
> [@97FormulaWS-6](#):
>
> Hers are 30 year loans…
Yikes. Mine are 10 and I extended the one to 20 to lower the payments.
---------- Post added at 10:44 AM ---------- Previous post was at 10:43 AM ----------
> [@Fry](#):
>
> The max allowable term depends on the size of the loan. And the point of my post is that at the minimum wage job she is now qualified for it actually can’t be paid off.
True, sociology was a bad idea. At least my shitty degree/school choice was for a field that is expanding and won’t be going away anytime soon.
---
### Author:  [@91MR2](https://forums.speedlife.net/u/91MR2)
#### Post date: [November 23, 2010, 7:47am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/69 "2010-11-23T07:47:08Z")
There’s so much wrong about this situation, it’s hard to know where to even begin…
---
### Author:  [@Joe](https://forums.speedlife.net/u/Joe)
#### Post date: [November 23, 2010, 7:50am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/70 "2010-11-23T07:50:21Z")
To be fair though, there are much worse things she could have done, that we would have had to pay for. Student loan debt is hers alone unless she can get people to pony up for her. At least she didn’t get knocked up 7 times on our dime :tup:
---
### Author:  [@evilsrt](https://forums.speedlife.net/u/evilsrt)
#### Post date: [November 23, 2010, 7:59am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/71 "2010-11-23T07:59:18Z")
> [@Stupid girl with 200k in student loan debt](#):
>
> as my major was Sociology and I’m a raging liberal
No wonder she’s expecting a handout. Fuck her she gets nothing.
---
### Author:  [@boxxa](https://forums.speedlife.net/u/boxxa)
#### Post date: [November 23, 2010, 8:27am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/72 "2010-11-23T08:27:03Z")
Can you guys help me out? I am stuck in debt and need some support!
[http://payformydebt.com/](http://payformydebt.com/)
---------- Post added at 11:27 AM ---------- Previous post was at 11:00 AM ----------
> [@boxxa"](#):
>
> Can you guys help me out? I am stuck in debt and need some support!
>
> [http://payformydebt.com/](http://payformydebt.com/)
LOL already getting flamed on reddit. Maybe I shouldn’t have put “Gambling” as a living expense? Haha
---
### Author:  [@Fry](https://forums.speedlife.net/u/Fry)
#### Post date: [November 23, 2010, 8:50am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/73 "2010-11-23T08:50:34Z")
I’m surprised nobody has sued a school yet. “I paid for my education expecting a great job and I don’t have a job so I don’t want to pay for my education.”
---
### Author:  [@ProgRocker](https://forums.speedlife.net/u/ProgRocker)
#### Post date: [November 23, 2010, 8:52am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/74 "2010-11-23T08:52:39Z")
> [@boxxa](#):
>
> Can you guys help me out? I am stuck in debt and need some support!
>
> [http://payformydebt.com/](http://payformydebt.com/)
>
> ---------- Post added at 11:27 AM ---------- Previous post was at 11:00 AM ----------
>
> LOL already getting flamed on reddit. Maybe I shouldn’t have put “Gambling” as a living expense? Haha
Shit dude that looks pretty nice. that was quick
> [@Fry](#):
>
> I’m surprised nobody has sued a school yet. “I paid for my education expecting a great job and I don’t have a job so I don’t want to pay for my education.”
I was contemplating suing ITT but that is kind of another story.
---
### Author:  [@boxxa](https://forums.speedlife.net/u/boxxa)
#### Post date: [November 23, 2010, 9:09am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/75 "2010-11-23T09:09:57Z")
> [@ProgRocker](#):
>
> Shit dude that looks pretty nice. that was quick
Up $0.69 already! Lol.
Free CSS template make it easy.
---
### Author:  [@drvnkd](https://forums.speedlife.net/u/drvnkd)
#### Post date: [November 23, 2010, 9:23am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/76 "2010-11-23T09:23:18Z")
[http://articles.cnn.com/2009-08-03/us/new.york.jobless.graduate\_1\_job-search-job-placement-filed?\_s=PM:US](http://articles.cnn.com/2009-08-03/us/new.york.jobless.graduate_1_job-search-job-placement-filed?_s=PM:US)
I love how schools sell themselves.
“Buff state is the same as UB except the coursework is not calculus based”… LOL
Yea, if you are going into teaching there are easier math courses you can take…
I’m just thankful that not everyone here gives me shit for my “community high school degree”
---
### Author:  [@ProgRocker](https://forums.speedlife.net/u/ProgRocker)
#### Post date: [November 23, 2010, 9:24am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/77 "2010-11-23T09:24:24Z")
> [@boxxa](#):
>
> Up $0.69 already! Lol.
>
> Free CSS template make it easy.
You’re welcome 😉
---
### Author:  [@Paulo](https://forums.speedlife.net/u/Paulo)
#### Post date: [November 23, 2010, 9:28am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/78 "2010-11-23T09:28:33Z")
> [@Fry](#):
>
> I’m surprised nobody has sued a school yet. “I paid for my education expecting a great job and I don’t have a job so I don’t want to pay for my education.”
I’m thinking that these school protests are going to get more and more widespread. Tuition rates have gone up a ridiculous amount just in the last few years and if they continue it will only get worse.
---
### Author:  [@Saxon](https://forums.speedlife.net/u/Saxon)
#### Post date: [November 23, 2010, 9:38am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/79 "2010-11-23T09:38:41Z")
not only is tuitin stupid, but housing in college towns is usually 2x what it should be, which leads to more loans for living expenses etc, i worked 30 hours a week and still needed help sometimes
college is great and all but unless you pick the “right” career at the “right” time you will be trying like hell just to find an entry level job that barely pays more than wal-mart
---
### Author:  [@ubengineering](https://forums.speedlife.net/u/ubengineering)
#### Post date: [November 23, 2010, 9:44am UTC](https://forums.speedlife.net/t/what-200-000-in-student-debt-looks-like/206364/80 "2010-11-23T09:44:49Z")
> [@ultradriver10000](#):
>
> I paid for school while going to school. Worked 30-50 hour weeks depending on my classes and school work load. No debt when I graduated and also owned a Corvette.
same here, except replace corvette with two neons, 1985 coleman camper, and two three wheelers
---------- Post added at 12:44 PM ---------- Previous post was at 12:43 PM ----------
> [@Fry](#):
>
> I’m surprised nobody has sued a school yet. “I paid for my education expecting a great job and I don’t have a job so I don’t want to pay for my education.”
Professor Chopra, MAE 484, was just telling us a few weeks ago a girl didnt sue but wrote a letter to the dean of the school where she went asking for a refund because her degree got her nowhere, she agreed to exchange her degree for her money LOLOL
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