# What bank do you use? **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [February 13, 2006, 1:20pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115 "2006-02-13T13:20:38Z")\ **Posts on this page:** 20\ **Page:** 2
**Author:** ![RedGoober4Life](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redgoober4life/32/7610_2.png) [@RedGoober4Life](https://forums.speedlife.net/u/RedGoober4Life)\ **Post date:** [February 13, 2006, 3:00pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/21 "2006-02-13T15:00:00Z")
Key bank. Haven’t had any problems. Also heard First Niagara is pretty easy to deal with. ---
**Author:** ![JaysGreenLX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jaysgreenlx/32/7321_2.png) [@JaysGreenLX](https://forums.speedlife.net/u/JaysGreenLX)\ **Post date:** [February 13, 2006, 3:08pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/22 "2006-02-13T15:08:22Z")
> [@Twizted](#): > > [http://www.citizensbank.com](http://www.citizensbank.com) > > no problems with them ever! word ---
**Author:** ![Freek](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/freek/32/7357_2.png) [@Freek](https://forums.speedlife.net/u/Freek)\ **Post date:** [February 13, 2006, 3:26pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/23 "2006-02-13T15:26:09Z")
[www.usaa.com](http://www.usaa.com) for EVERYTHING car insurance loans savinging checking ---
**Author:** ![JaysGreenLX](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jaysgreenlx/32/7321_2.png) [@JaysGreenLX](https://forums.speedlife.net/u/JaysGreenLX)\ **Post date:** [February 13, 2006, 3:41pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/24 "2006-02-13T15:41:17Z")
> [@sprfreek](#): > > [www.usaa.com](http://www.usaa.com) for EVERYTHING car insurance loans savinging checking …IF you are in some branch of the military. ---
**Author:** ![93dx\_hatch](https://avatars.discourse-cdn.com/v4/letter/9/90ced4/32.png) [@93dx\_hatch](https://forums.speedlife.net/u/93dx_hatch)\ **Post date:** [February 13, 2006, 3:52pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/25 "2006-02-13T15:52:47Z")
I have been thinking of starting a bank acount, any reason m&t \> HSBC? ---
**Author:** ![RedGoober4Life](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redgoober4life/32/7610_2.png) [@RedGoober4Life](https://forums.speedlife.net/u/RedGoober4Life)\ **Post date:** [February 13, 2006, 3:53pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/26 "2006-02-13T15:53:12Z")
Wait, you don’t have a bank account? lol ---
**Author:** ![93dx\_hatch](https://avatars.discourse-cdn.com/v4/letter/9/90ced4/32.png) [@93dx\_hatch](https://forums.speedlife.net/u/93dx_hatch)\ **Post date:** [February 13, 2006, 3:56pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/27 "2006-02-13T15:56:00Z")
Cash is king :snky: ---
**Author:** ![RedGoober4Life](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redgoober4life/32/7610_2.png) [@RedGoober4Life](https://forums.speedlife.net/u/RedGoober4Life)\ **Post date:** [February 13, 2006, 3:59pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/28 "2006-02-13T15:59:15Z")
DRUG DEALER! ---
**Author:** ![93dx\_hatch](https://avatars.discourse-cdn.com/v4/letter/9/90ced4/32.png) [@93dx\_hatch](https://forums.speedlife.net/u/93dx_hatch)\ **Post date:** [February 13, 2006, 4:01pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/29 "2006-02-13T16:01:25Z")
close, i run an underground escort service ---
**Author:** ![Freek](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/freek/32/7357_2.png) [@Freek](https://forums.speedlife.net/u/Freek)\ **Post date:** [February 13, 2006, 4:02pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/30 "2006-02-13T16:02:51Z")
financed by the bank of mommy and daddy 🙂 ---
**Author:** ![d3x](https://avatars.discourse-cdn.com/v4/letter/d/8491ac/32.png) [@d3x](https://forums.speedlife.net/u/d3x)\ **Post date:** [February 13, 2006, 4:07pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/31 "2006-02-13T16:07:33Z")
Im with M&T now because i know people that work for em that can help me when they decide to screw me, and they will, just like every bank will. Ive been bent over by citizens and first niagara in a big way. but im not gunna tell you that any other bank is any less likely to fuck ya. credit unions are the best bet as far as that goes. ---
**Author:** ![91CRXSI](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/91crxsi/32/7247_2.png) [@91CRXSI](https://forums.speedlife.net/u/91CRXSI)\ **Post date:** [February 13, 2006, 4:08pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/32 "2006-02-13T16:08:13Z")
> [@sprfreek](#): > > [www.usaa.com](http://www.usaa.com/) for EVERYTHING car insurance loans savinging checking w3rD usaa is amazing I tried all over for a credit card and no1 would accept me. Gave USAA a shot and they aproved me at 13.4 intrest and a pretty decent limit for not having any credit at the time. just another reason to join the military 😉 ---
**Author:** ![RedGoober4Life](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/redgoober4life/32/7610_2.png) [@RedGoober4Life](https://forums.speedlife.net/u/RedGoober4Life)\ **Post date:** [February 13, 2006, 4:10pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/33 "2006-02-13T16:10:19Z")
> [@93dx--hatch](#): > > close, i run an underground escort service I guess it’s not very underground now… ---
**Author:** ![dozr](https://avatars.discourse-cdn.com/v4/letter/d/41988e/32.png) [@dozr](https://forums.speedlife.net/u/dozr)\ **Post date:** [February 13, 2006, 4:50pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/34 "2006-02-13T16:50:46Z")
> [@Adictd2b00st](#): > > well i’ve been using them for about 5 yrs now and never had a problem. back in novermber i had a balance of $388 on a visa card thru them. i called them and told them to pay the remaining balance. december and january rolls around and i never got a bill from them (kind of odd, but also possible it got thrown out by someone here by accident? i dunno), didn’t think anything of it cause i wasn’t expecting one anyways. > > a week ago i get my feb statement, saying that i owe $33.97, with $30 being late fees? so i call them up asking what thats all about, they say that in november $384 was paid on my account leaving a $4 balance? i was like look, why would anyone pay off THAT much of their balance, and leave $4 ? i know that i paid it in full, obviously someone messed up on your end. she says “well sir, technically its still your responsibility to check it”. so now i’m gettin a lil mad, becaause basically she just admitted that they fucked up but its still my problem. so i say ok, i understand mistakes happen, what about taking care of ONE of those late fees and i’ll pay the other one? she just says no, and sits there…complete silence. so i say that even with never having a late payment for all this time thres nothing that you can do for me? “no” silence again. > > are u kidding me??? not to mention the first person i talked to i couldn’t even understand so i asked to be transfered to someone else. what great customer service :tdown: :tdown: i could care less about the amount of money involved, cause its not even that much, but i don’t want the marks on my credit from it. ugh I bet you did pay it all, but usually your interest charge is based on a monthly average balance, so at the end of the month, you still had an average balance even though the card was paid off, resulting in one final interest payment. ---
**Author:** ![Adictd2b00st](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/adictd2b00st/32/7625_2.png) [@Adictd2b00st](https://forums.speedlife.net/u/Adictd2b00st)\ **Post date:** [February 13, 2006, 4:52pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/35 "2006-02-13T16:52:57Z")
> [@dozr](#): > > I bet you did pay it all, but usually your interest charge is based on a monthly average balance, so at the end of the month, you still had an average balance even though the card was paid off, resulting in one final interest payment. even if the charges were still from that same month tho? i thought that was the whole point behind having a grace period, so that u wouldn’t get charged more if it was paid within a month? ---
**Author:** ![Fetter](https://avatars.discourse-cdn.com/v4/letter/f/c2a13f/32.png) [@Fetter](https://forums.speedlife.net/u/Fetter)\ **Post date:** [February 13, 2006, 5:22pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/36 "2006-02-13T17:22:03Z")
HSBC = the :tup: ---
**Author:** ![kingsario](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/kingsario/32/7572_2.png) [@kingsario](https://forums.speedlife.net/u/kingsario)\ **Post date:** [February 13, 2006, 6:29pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/37 "2006-02-13T18:29:56Z")
I have HSBC and have never had a problem with them. ---
**Author:** ![Poose22](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/poose22/32/7252_2.png) [@Poose22](https://forums.speedlife.net/u/Poose22)\ **Post date:** [February 13, 2006, 6:59pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/38 "2006-02-13T18:59:39Z")
\<=== citizen’s bank…no problems ---
**Author:** ![Jam](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jam/32/7235_2.png) [@Jam](https://forums.speedlife.net/u/Jam)\ **Post date:** [February 13, 2006, 7:02pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/39 "2006-02-13T19:02:12Z")
evans national. they \<3 me. and 3/4 of the tellers are hott. one of em used to drive a corrado. i was in love. ---
**Author:** ![blk300tt](https://avatars.discourse-cdn.com/v4/letter/b/7ab992/32.png) [@blk300tt](https://forums.speedlife.net/u/blk300tt)\ **Post date:** [February 13, 2006, 7:40pm UTC](https://forums.speedlife.net/t/what-bank-do-you-use/8115/40 "2006-02-13T19:40:13Z")
i switched from m&t to citizens cause of m&t being slow and hard to work with. i recently had a situation where someone made an unauthorized debit from my account and citizens was more than helpful in resolving the matter…even took care of a few overdraft fees that resulted from the mistake. i give them a big :tup: [Previous page](https://forums.speedlife.net/t/what-bank-do-you-use/8115.md?page=1) [Next page](https://forums.speedlife.net/t/what-bank-do-you-use/8115.md?page=3)