# what bank should i use??? **URL:** \ **Category:** NYSpeed Off Topic\ **Created:** [October 30, 2006, 11:17am UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449 "2006-10-30T11:17:00Z")\ **Posts on this page:** 19\ **Page:** 1
**Author:** ![carl5463729](https://avatars.discourse-cdn.com/v4/letter/c/ecae2f/32.png) [@carl5463729](https://forums.speedlife.net/u/carl5463729)\ **Post date:** [October 30, 2006, 11:17am UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/1 "2006-10-30T11:17:00Z")
basically i’m 18 i have a job but i have always just had my dad take care of all my checks, i want to start my own bank account. right now i’m making like $250 a week and i’m just looking for a easy to use bank, i probably won’t be using many checks, i just want a place to withdraw money from. so what are your recomendations? it’s not a big deal but i know banks have promotions like the mini formen grill and stuff, i was wondering if any have them right now. thanks ---
**Author:** ![Minglor](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/minglor/32/7373_2.png) [@Minglor](https://forums.speedlife.net/u/Minglor)\ **Post date:** [October 30, 2006, 11:18am UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/2 "2006-10-30T11:18:26Z")
M&T (free atms at nocos) ---
**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\ **Post date:** [October 30, 2006, 11:19am UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/3 "2006-10-30T11:19:00Z")
One that will give you a credit card, since it seems like you are 18 with no credit history at all. ---
**Author:** ![dreid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dreid/32/7388_2.png) [@dreid](https://forums.speedlife.net/u/dreid)\ **Post date:** [October 30, 2006, 11:35am UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/4 "2006-10-30T11:35:27Z")
bank of america, one of only a few banks who wont charge u every 3-4 days if u over draw your account and there are atms world wide ---
**Author:** ![MaximaSE98](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/maximase98/32/7600_2.png) [@MaximaSE98](https://forums.speedlife.net/u/MaximaSE98)\ **Post date:** [October 30, 2006, 11:36am UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/5 "2006-10-30T11:36:47Z")
> [@Minglor](#): > > M&T (free atms at nocos) word…U used M&T their free checking I dont thin has a minimum balance ---
**Author:** ![snowracer101](https://avatars.discourse-cdn.com/v4/letter/s/258eb7/32.png) [@snowracer101](https://forums.speedlife.net/u/snowracer101)\ **Post date:** [October 30, 2006, 11:40am UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/6 "2006-10-30T11:40:44Z")
I go with evans national…simply becuase the bank is about 2 minutes from my house…and its the only bank with in 15 miles of my house (boston) nothing special…they have been good to me except the other day i got charged 29 bucks becuase i wrote a check and i thought i deposited a big check…but I didnt and over drew my account :gay2: ---
**Author:** ![Twizted](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/twizted/32/7206_2.png) [@Twizted](https://forums.speedlife.net/u/Twizted)\ **Post date:** [October 30, 2006, 11:42am UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/7 "2006-10-30T11:42:23Z")
i heart citizens ---
**Author:** ![dreid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dreid/32/7388_2.png) [@dreid](https://forums.speedlife.net/u/dreid)\ **Post date:** [October 30, 2006, 11:44am UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/8 "2006-10-30T11:44:46Z")
> [@sedlmeier101](#): > > nothing special…they have been good to me except the other day i got charged 29 bucks becuase i wrote a check and i thought i deposited a big check…but I didnt and over drew my account :gay2: thats with any bank unless ur balling and have overdraft protection. I fucked that up but bow I just make sure I have money in the bank ftw ---
**Author:** ![tnick24](https://avatars.discourse-cdn.com/v4/letter/t/f05b48/32.png) [@tnick24](https://forums.speedlife.net/u/tnick24)\ **Post date:** [October 30, 2006, 11:45am UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/9 "2006-10-30T11:45:08Z")
ive had HSBC accounts since i was like 5. never had a problem with them. ---
**Author:** ![Daddie](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/daddie/32/7621_2.png) [@Daddie](https://forums.speedlife.net/u/Daddie)\ **Post date:** [October 30, 2006, 11:52am UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/10 "2006-10-30T11:52:08Z")
The one with no fees and the most amount of ATMs near where you are going to be the most. ---
**Author:** ![JCuz](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jcuz/32/7338_2.png) [@JCuz](https://forums.speedlife.net/u/JCuz)\ **Post date:** [October 30, 2006, 11:58am UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/11 "2006-10-30T11:58:07Z")
Keybank, free checks, free online checking/billpay, free ATMs from own bank and cover $10 a month worth of surcharges from other banks if needed. I do not know if the promotion is still going on but If you make a checking account with them they were giving out free iPod Nanos. They usually give you some kind of free shit if you sign up with them. You can get a credit card through them if you wanted, as well as your ATM/Debit card ---
**Author:** ![95Z28](https://avatars.discourse-cdn.com/v4/letter/9/85e7bf/32.png) [@95Z28](https://forums.speedlife.net/u/95Z28)\ **Post date:** [October 30, 2006, 1:16pm UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/12 "2006-10-30T13:16:51Z")
I love my Citizen’s Bank. Mainly because they’re open 7 days a week, short lines, easy to work with. ---
**Author:** ![pdubya](https://avatars.discourse-cdn.com/v4/letter/p/f07891/32.png) [@pdubya](https://forums.speedlife.net/u/pdubya)\ **Post date:** [October 30, 2006, 6:02pm UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/13 "2006-10-30T18:02:09Z")
i use greater buffalo can get at my money 7days a week and then have an office m-f thats open til 7pm ---
**Author:** ![ChevyChase](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/chevychase/32/4952_2.png) [@ChevyChase](https://forums.speedlife.net/u/ChevyChase)\ **Post date:** [October 30, 2006, 6:04pm UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/14 "2006-10-30T18:04:29Z")
key, get a free ipod and use me as a referal ---
**Author:** ![Evil\_Stang](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/evil_stang/32/7256_2.png) [@Evil\_Stang](https://forums.speedlife.net/u/Evil_Stang)\ **Post date:** [October 30, 2006, 8:59pm UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/15 "2006-10-30T20:59:20Z")
no problems with First Niagara. ---
**Author:** ![IntegLS94](https://avatars.discourse-cdn.com/v4/letter/i/ecd19e/32.png) [@IntegLS94](https://forums.speedlife.net/u/IntegLS94)\ **Post date:** [October 30, 2006, 9:14pm UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/16 "2006-10-30T21:14:24Z")
i would say stay away from citizens if your 18. Their checking accounts are nice and all, but they will absolutly screw you if you go in the negative withh your check card. My girlfriend had a problem with an airline where they charged her twice, and she ended up going in the negative by a few dollars at most. they charged her something like 15 dollars a day that she was in the negative, and she didnt catch it until like a week later. it just was a huge mess and they were very difficult to deal with. I have had m and t for about 3 years now. I have had no problems what so ever, their checking accounts are very comparable to other franchises. ---
**Author:** ![FiftyCheven](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fiftycheven/32/4950_2.png) [@FiftyCheven](https://forums.speedlife.net/u/FiftyCheven)\ **Post date:** [October 30, 2006, 9:15pm UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/17 "2006-10-30T21:15:51Z")
i use hsbc…the one on sherden/delaware is open 7 days a week…i have yet to have any issues with them. ---
**Author:** ![Jon](https://avatars.discourse-cdn.com/v4/letter/j/3bc359/32.png) [@Jon](https://forums.speedlife.net/u/Jon)\ **Post date:** [October 30, 2006, 9:17pm UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/18 "2006-10-30T21:17:15Z")
M&T & Bank of America. Bank of America is good if you want to watch your budget and they’ve got the keep the change program which builds your savings account nicely. M&T is good because of the ATM’s,they’ve got ATMs planted in some tim hortons parking lots,NOCO’s and the galleria mall.No charge either.M&T was dicking me around with service fee’s on an account that I used for paypal and thats part of the reason I switched.Plus bank of america gave me $125 to switch.Bank of america probably has more locations nationwide,not to mention they were the first credit card company to give me a card with a $5k limit. ---
**Author:** ![nitroinsane](https://avatars.discourse-cdn.com/v4/letter/n/d26b3c/32.png) [@nitroinsane](https://forums.speedlife.net/u/nitroinsane)\ **Post date:** [October 30, 2006, 11:59pm UTC](https://forums.speedlife.net/t/what-bank-should-i-use/19449/19 "2006-10-30T23:59:32Z")
my mom works at key she can set u up and u will get a free 50 dollars and i will get a free 25