# What is your debt?......

**URL:** <https://forums.speedlife.net/t/what-is-your-debt/181461>\
**Category:** PittSpeed Off Topic\
**Created:** [April 5, 2006, 1:50pm UTC](https://forums.speedlife.net/t/what-is-your-debt/181461 "2006-04-05T13:50:35Z")\
**Posts on this page:** 9\
**Page:** 6

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**Author:** ![Fiji\_Mazda3](https://avatars.discourse-cdn.com/v4/letter/f/4da419/32.png) [@Fiji\_Mazda3](https://forums.speedlife.net/u/Fiji_Mazda3)\
**Post date:** [December 23, 2006, 9:13pm UTC](https://forums.speedlife.net/t/what-is-your-debt/181461/101 "2006-12-23T21:13:32Z")

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About $10k for the Mazda and about $500 on a credit card. Luckily I don’t have school loans.

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**Author:** ![Spyderking69](https://avatars.discourse-cdn.com/v4/letter/s/9dc877/32.png) [@Spyderking69](https://forums.speedlife.net/u/Spyderking69)\
**Post date:** [December 23, 2006, 11:22pm UTC](https://forums.speedlife.net/t/what-is-your-debt/181461/102 "2006-12-23T23:22:00Z")

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21k… car, credit cars, and wifes school loan

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**Author:** ![imported\_Sleeper](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/imported_sleeper/32/5939_2.png) [@imported\_Sleeper](https://forums.speedlife.net/u/imported_Sleeper)\
**Post date:** [December 23, 2006, 11:37pm UTC](https://forums.speedlife.net/t/what-is-your-debt/181461/103 "2006-12-23T23:37:09Z")

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> [@FS: XBOX 360 games](https://forums.speedlife.net/t/fs-xbox-360-games/26613/24):
>
> 21k… car, credit cars, and wifes school loan

O wait,i didnt ask u…

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**Author:** ![ShalerPunk](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/shalerpunk/32/5976_2.png) [@ShalerPunk](https://forums.speedlife.net/u/ShalerPunk)\
**Post date:** [December 24, 2006, 11:39am UTC](https://forums.speedlife.net/t/what-is-your-debt/181461/104 "2006-12-24T11:39:16Z")

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$25k.

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**Author:** ![slowcamaro](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/slowcamaro/32/5975_2.png) [@slowcamaro](https://forums.speedlife.net/u/slowcamaro)\
**Post date:** [December 24, 2006, 12:13pm UTC](https://forums.speedlife.net/t/what-is-your-debt/181461/105 "2006-12-24T12:13:40Z")

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18k

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**Author:** ![beat90tsi](https://avatars.discourse-cdn.com/v4/letter/b/43a26b/32.png) [@beat90tsi](https://forums.speedlife.net/u/beat90tsi)\
**Post date:** [December 24, 2006, 12:58pm UTC](https://forums.speedlife.net/t/what-is-your-debt/181461/106 "2006-12-24T12:58:44Z")

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> [@CRT wobble?](https://forums.speedlife.net/t/crt-wobble/26799/3):
>
> You need to pay more than the minimum pr you will never get it paid off. If you never pay it off you will be giving away that minimum payment every month until you die…
> 
> Trust me on this.

It’s amortized over 15 years, and it’s a fixed rate under 3%. My Roth and my 401k both out-earn that rate as does my ING direct account.

Why would I trust you on it? You just said you don’t have any school loans. It’s not a credit card. If it was, you would be right.

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**Author:** ![flyinglow57](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/flyinglow57/32/5978_2.png) [@flyinglow57](https://forums.speedlife.net/u/flyinglow57)\
**Post date:** [December 24, 2006, 1:43pm UTC](https://forums.speedlife.net/t/what-is-your-debt/181461/107 "2006-12-24T13:43:26Z")

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> [@3/31 Como Park Backroads Cruise](https://forums.speedlife.net/t/3-31-como-park-backroads-cruise/25337/62):
>
> It’s amortized over 15 years, and it’s a fixed rate under 3%. My Roth and my 401k both out-earn that rate as does my ING direct account.
> 
> Why would I trust you on it? You just said you don’t have any school loans. It’s not a credit card. If it was, you would be right.

yeah why would one person take money out of something earling 4.0+ % to pay off something that is less then 3%??? its stupid.

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**Author:** ![foz](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/foz/32/6028_2.png) [@foz](https://forums.speedlife.net/u/foz)\
**Post date:** [December 24, 2006, 9:21pm UTC](https://forums.speedlife.net/t/what-is-your-debt/181461/108 "2006-12-24T21:21:13Z")

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Broke 200K right about the same time my second kid was born, School (Wife and I), House, Minivan, Lincoln, Credit Cards… The Mortgage, Cars and Credit Cards I can deal with, it’s the student loan payment that makes me cring everytime I right a check

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**Author:** ![77rednecktruck](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/77rednecktruck/32/5966_2.png) [@77rednecktruck](https://forums.speedlife.net/u/77rednecktruck)\
**Post date:** [December 26, 2006, 5:33am UTC](https://forums.speedlife.net/t/what-is-your-debt/181461/109 "2006-12-26T05:33:22Z")

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a little over 100K

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