# What is your debt?......

**URL:** https://forums.speedlife.net/t/what-is-your-debt/181461
**Category:** PittSpeed Off Topic
**Created:** [April 5, 2006, 1:50pm UTC](https://forums.speedlife.net/t/what-is-your-debt/181461 "2006-04-05T13:50:35Z")
**Posts on this page:** 1
**Showing post:** 106

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### Author: ![beat90tsi](https://avatars.discourse-cdn.com/v4/letter/b/43a26b/32.png) [@beat90tsi](https://forums.speedlife.net/u/beat90tsi)
#### Post date: [December 24, 2006, 12:58pm UTC](https://forums.speedlife.net/t/what-is-your-debt/181461/106 "2006-12-24T12:58:44Z")

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> [@CRT wobble?](https://forums.speedlife.net/t/crt-wobble/26799/3):
>
> You need to pay more than the minimum pr you will never get it paid off. If you never pay it off you will be giving away that minimum payment every month until you die…
> 
> Trust me on this.

It’s amortized over 15 years, and it’s a fixed rate under 3%. My Roth and my 401k both out-earn that rate as does my ING direct account.

Why would I trust you on it? You just said you don’t have any school loans. It’s not a credit card. If it was, you would be right.

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