# What kind of insurance do you carry? **URL:** \ **Category:** PittSpeed Off Topic\ **Created:** [September 9, 2007, 2:15pm UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312 "2007-09-09T14:15:35Z")\ **Posts on this page:** 12\ **Page:** 1
**Author:** ![yamaha](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/yamaha/32/5929_2.png) [@yamaha](https://forums.speedlife.net/u/yamaha)\ **Post date:** [September 9, 2007, 2:15pm UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312/1 "2007-09-09T14:15:35Z")
I’ve been looking over our insirance on two cars for the past year so far and was curious what some other people carry. I know Pennsylvania requires a minimum of 15/30/15. We currently have liability with full tort on the Tiburon and Taurus, with bodily and property damages at 50/100/50, uninsured motorist at 50/100 stacked, and underinsured motorist at 50/100 stacked. I was wondering what some of you do for your daily driver and other project cars. Do most of you keep full coverage on cars when they are paid off? ---
**Author:** ![xlogic](https://avatars.discourse-cdn.com/v4/letter/x/59ef9b/32.png) [@xlogic](https://forums.speedlife.net/u/xlogic)\ **Post date:** [September 9, 2007, 2:41pm UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312/2 "2007-09-09T14:41:37Z")
> [@Race Gas Options in WNY](https://forums.speedlife.net/t/race-gas-options-in-wny/32313/20): > > I’ve been looking over our insirance on two cars for the past year so far and was curious what some other people carry. I know Pennsylvania requires a minimum of 15/30/15. We currently have liability with full tort on the Tiburon and Taurus, with bodily and property damages at 50/100/50, uninsured motorist at 50/100 stacked, and underinsured motorist at 50/100 stacked. I was wondering what some of you do for your daily driver and other project cars. Do most of you keep full coverage on cars when they are paid off? Nissan w/Liability and state min. for coverage…the Trailblazer has full coverage full tort and most of the options up rather high(it’s my moms and her vehicles are her babies) not sure on the exact numbers but i know hers are up there ---
**Author:** ![Jeff95TA](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jeff95ta/32/5935_2.png) [@Jeff95TA](https://forums.speedlife.net/u/Jeff95TA)\ **Post date:** [September 9, 2007, 3:14pm UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312/3 "2007-09-09T15:14:10Z")
100/300 stacked, limited tort, and collision on them all, but might drop it on the T/A. $500 deductible. ---
**Author:** ![jcxcr4000](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jcxcr4000/32/5980_2.png) [@jcxcr4000](https://forums.speedlife.net/u/jcxcr4000)\ **Post date:** [September 9, 2007, 3:20pm UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312/4 "2007-09-09T15:20:45Z")
i have full tort with full coverage and i think a 200 deductable on the si ---
**Author:** ![NOTLUZN](https://avatars.discourse-cdn.com/v4/letter/n/da6949/32.png) [@NOTLUZN](https://forums.speedlife.net/u/NOTLUZN)\ **Post date:** [September 9, 2007, 4:32pm UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312/5 "2007-09-09T16:32:22Z")
colt .45 defender. wait a minute. oops, wrong form of insurance. ---
**Author:** ![thebaron](https://avatars.discourse-cdn.com/v4/letter/t/f14d63/32.png) [@thebaron](https://forums.speedlife.net/u/thebaron)\ **Post date:** [September 10, 2007, 10:54am UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312/6 "2007-09-10T10:54:21Z")
I only have limited tort, but should upgrade to full tort at least. ---
**Author:** ![AeroKing](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/aeroking/32/6011_2.png) [@AeroKing](https://forums.speedlife.net/u/AeroKing)\ **Post date:** [September 10, 2007, 5:55pm UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312/7 "2007-09-10T17:55:29Z")
i always carry full tort on my cars. ---
**Author:** ![Evolved](https://avatars.discourse-cdn.com/v4/letter/e/6a8cbe/32.png) [@Evolved](https://forums.speedlife.net/u/Evolved)\ **Post date:** [September 10, 2007, 6:03pm UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312/8 "2007-09-10T18:03:07Z")
I have $250 deductibles collision/comp and all the other levels they require in order to get an umbrella policy. It’s pretty expensive but with the incredible awards juries hand out like candy its worth it. ---
**Author:** ![Heart4Audio](https://avatars.discourse-cdn.com/v4/letter/h/d9b06d/32.png) [@Heart4Audio](https://forums.speedlife.net/u/Heart4Audio)\ **Post date:** [September 10, 2007, 6:41pm UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312/9 "2007-09-10T18:41:13Z")
Full coverage with Allstate. Full tort 500 deductable. There were many more choices here in Pennsylvania than in Michigan so I opted for the best offered. ---
**Author:** ![BlkP42E](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/blkp42e/32/5938_2.png) [@BlkP42E](https://forums.speedlife.net/u/BlkP42E)\ **Post date:** [September 11, 2007, 6:27am UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312/10 "2007-09-11T06:27:08Z")
Full coverage on both ---
**Author:** ![thebaron](https://avatars.discourse-cdn.com/v4/letter/t/f14d63/32.png) [@thebaron](https://forums.speedlife.net/u/thebaron)\ **Post date:** [September 12, 2007, 6:57pm UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312/11 "2007-09-12T18:57:28Z")
Just upgraded my policy to full tort and higher liability/under-uninsured add-on. ---
**Author:** ![beat90tsi](https://avatars.discourse-cdn.com/v4/letter/b/43a26b/32.png) [@beat90tsi](https://forums.speedlife.net/u/beat90tsi)\ **Post date:** [September 12, 2007, 7:18pm UTC](https://forums.speedlife.net/t/what-kind-of-insurance-do-you-carry/192312/12 "2007-09-12T19:18:31Z")
I carry a 1911 or a Kel-tec P3AT. Oh…car insurance…full coverage, full tort. Once you have more than 2 cars for 1 driver, it doesn’t seem to save much to go with cheaper coverage.