# What "standard multiple" did you use when buying a house?

**URL:** <https://forums.speedlife.net/t/what-standard-multiple-did-you-use-when-buying-a-house/45679>\
**Category:** NYSpeed Off Topic\
**Created:** [March 26, 2008, 12:51pm UTC](https://forums.speedlife.net/t/what-standard-multiple-did-you-use-when-buying-a-house/45679 "2008-03-26T12:51:45Z")\
**Posts on this page:** 1\
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**Author:** ![theblue](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/theblue/32/5074_2.png) [@theblue](https://forums.speedlife.net/u/theblue)\
**Post date:** [March 26, 2008, 1:36pm UTC](https://forums.speedlife.net/t/what-standard-multiple-did-you-use-when-buying-a-house/45679/7 "2008-03-26T13:36:36Z")

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I did all kinds of analysis… but at the end of the day I drew an arbitrary line in the sand that I didn’t want a payment of over $x a month before bills. I based this on current income / debt ratio and normal monthly expenses. I intentionally didn’t factor in money from the girlfriend paying rent – I wanted to be sure I could carry the whole thing if needed.

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