# Where do you guys have your insurence, and what do you pay?
**URL:** https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461
**Category:** NYSpeed Automotive
**Created:** [March 4, 2008, 11:15pm UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461 "2008-03-04T23:15:45Z")
**Posts on this page:** 20
**Page:** 1
### Author:  [@jt76](https://forums.speedlife.net/u/jt76)
#### Post date: [March 4, 2008, 11:15pm UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/1 "2008-03-04T23:15:45Z")
I will be going under my own policy this spring. Im 21, no accidents or tickets, full time student etc etc. Best i have found so far is AIG at $1050 for 6 months full coverage. Where do you guys go and what do you pay?
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### Author:  [@BOBBYGRV](https://forums.speedlife.net/u/BOBBYGRV)
#### Post date: [March 4, 2008, 11:18pm UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/2 "2008-03-04T23:18:24Z")
iv got allstate, 299.10 for just liability for 6 months. i really need to upgrade, but i havent gotten around to it yet. my record is clean as far as the insurance is concerned. they havent gotten word of my recently aquired 6 points though.
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### Author:  [@rdandy5875](https://forums.speedlife.net/u/rdandy5875)
#### Post date: [March 4, 2008, 11:36pm UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/3 "2008-03-04T23:36:24Z")
Just switched to allstate and saved a good chunk. Pay about $350/6mos for the speed6 with 100/300 and a $500 ded.
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### Author:  [@nitroinsane](https://forums.speedlife.net/u/nitroinsane)
#### Post date: [March 4, 2008, 11:52pm UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/4 "2008-03-04T23:52:05Z")
i have gmac. 271 a month full coverage. 500 deductible. this is on a 08 cobalt and i have 8 points that are 2.5 years old. i also have two major accident on my record.
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### Author:  [@cky89](https://forums.speedlife.net/u/cky89)
#### Post date: [March 4, 2008, 11:58pm UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/5 "2008-03-04T23:58:27Z")
I pay $2800 a year on my 02 GTI, I’m 18 and I have 2 tickets(8 points) that they have yet to find out about.
It’s through One Beacon Insurance.
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### Author:  [@nitroinsane](https://forums.speedlife.net/u/nitroinsane)
#### Post date: [March 5, 2008, 12:00am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/6 "2008-03-05T00:00:43Z")
pm TESTICLE he is a insurance broker and has helped many on this board
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### Author:  [@rage87](https://forums.speedlife.net/u/rage87)
#### Post date: [March 5, 2008, 1:15am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/7 "2008-03-05T01:15:33Z")
I have Allstate. 20 years old, no tickets, $160/mo full coverage, 2000 S2000.
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### Author:  [@evilsrt](https://forums.speedlife.net/u/evilsrt)
#### Post date: [March 5, 2008, 4:35am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/8 "2008-03-05T04:35:23Z")
28 years old, 1 car 99 civic, no collision, just liability and comp, $320/year. Geico. No accidents or tickets. When I had the Civic and the SRT-4 (with full coverage) on the plan it was $800/year.
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### Author:  [@newman](https://forums.speedlife.net/u/newman)
#### Post date: [March 5, 2008, 4:53am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/9 "2008-03-05T04:53:10Z")
are we going to have one of these threads a week?
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### Author:  [@Jon](https://forums.speedlife.net/u/Jon)
#### Post date: [March 5, 2008, 5:04am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/10 "2008-03-05T05:04:42Z")
are we going to have one of these threads a week?
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### Author:  [@rugsr](https://forums.speedlife.net/u/rugsr)
#### Post date: [March 5, 2008, 5:37am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/11 "2008-03-05T05:37:34Z")
Geico
About $582 for 6 months
94 Civic with just liability and 00 S2K full covered
I love Geico, EVERY TIME I CALL…even at 4am ( I wanted to see if someone would pick up) some picked up the phone and helped me out. BEST THING was I spoke to someone who spoke english without an accent.
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### Author:  [@TORQDSS](https://forums.speedlife.net/u/TORQDSS)
#### Post date: [March 5, 2008, 5:39am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/12 "2008-03-05T05:39:21Z")
clarence insurance, 716-633-1773. i go through mercury and pay about 1000 for 3 cars every six months. my wife’s cobalt, my impala and my SS
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### Author:  [@Joe](https://forums.speedlife.net/u/Joe)
#### Post date: [March 5, 2008, 6:28am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/13 "2008-03-05T06:28:01Z")
Geico, 100/300, full coverage on the TBSS with 250 deductible and 0 for glass, $349 every 6 months. I’m 22 and have no tickets or accidents on my record.
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### Author:  [@Xander](https://forums.speedlife.net/u/Xander)
#### Post date: [March 5, 2008, 6:40am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/14 "2008-03-05T06:40:26Z")
> [@Joe](#):
>
> Geico, 100/300, full coverage on the TBSS with 250 deductible and 0 for glass, $349 every 6 months. I’m 22 and have no tickets or accidents on my record.
IIRC you own a house? (it makes a difference)
x…
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### Author:  [@psphinx81](https://forums.speedlife.net/u/psphinx81)
#### Post date: [March 5, 2008, 6:46am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/15 "2008-03-05T06:46:51Z")
21, allstate, $80/mon
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### Author:  [@93dx\_hatch](https://forums.speedlife.net/u/93dx_hatch)
#### Post date: [March 5, 2008, 6:48am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/16 "2008-03-05T06:48:19Z")
Is it better to say that you Rent a place or live with your parents. I currently rent but still have some of my stuff go to my parents house.
I have to get my own insurance this week, I got a few quotes but I stated my address as my parents.
Where do I save more?
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### Author:  [@Joe](https://forums.speedlife.net/u/Joe)
#### Post date: [March 5, 2008, 6:52am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/17 "2008-03-05T06:52:27Z")
> [@Xander](#):
>
> IIRC you own a house? (it makes a difference)
>
> x…
Indeed. Forgot that they asked that.
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### Author:  [@Xander](https://forums.speedlife.net/u/Xander)
#### Post date: [March 5, 2008, 8:05am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/18 "2008-03-05T08:05:25Z")
> [@93dx--hatch](#):
>
> Is it better to say that you Rent a place or live with your parents. I currently rent but still have some of my stuff go to my parents house.
>
> I have to get my own insurance this week, I got a few quotes but I stated my address as my parents.
>
> Where do I save more?
Go to a local “insurance Broker” and have them figure it out. I used to hate places like that, but when I got my Home Owner’s (through Hunt Vanner) they did all the work for me and the rates are pretty good. I pay $1000 a year for the Z06 and the Passat for very good coverage.
X…
P.S. I’m really old too, I’m sure that matters.
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### Author:  [@93dx\_hatch](https://forums.speedlife.net/u/93dx_hatch)
#### Post date: [March 5, 2008, 8:11am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/19 "2008-03-05T08:11:43Z")
^ the benefits of having an AARP card
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### Author:  [@Locutus](https://forums.speedlife.net/u/Locutus)
#### Post date: [March 5, 2008, 8:33am UTC](https://forums.speedlife.net/t/where-do-you-guys-have-your-insurence-and-what-do-you-pay/44461/20 "2008-03-05T08:33:16Z")
> [@93dx--hatch](#):
>
> ^ the benefits of having an AARP card
wow.
i have progressive. 08 outback sport i think i pay 500/ 6 months
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