# Where to get loan

**URL:** <https://forums.speedlife.net/t/where-to-get-loan/42689>\
**Category:** NYSpeed Off Topic\
**Created:** [January 30, 2008, 10:29am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689 "2008-01-30T10:29:53Z")\
**Posts on this page:** 15\
**Page:** 1

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**Author:** ![bigtymer7463](https://avatars.discourse-cdn.com/v4/letter/b/7ab992/32.png) [@bigtymer7463](https://forums.speedlife.net/u/bigtymer7463)\
**Post date:** [January 30, 2008, 10:29am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/1 "2008-01-30T10:29:53Z")

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Well i have decided to buy a motorcycle. Probably going to spend around 6-7k. I`m 19 and my car is paid off and in my name (2003 Jetta) and i only have one credit card that i have never been late on so im assuming my credit is half way decent. I have never had to take out a loan before and i`m not to sure where to start. Do i go through some sort of credit union, a bank (if so which one) etec… Any help would be appreciated.

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**Author:** ![93dx\_hatch](https://avatars.discourse-cdn.com/v4/letter/9/90ced4/32.png) [@93dx\_hatch](https://forums.speedlife.net/u/93dx_hatch)\
**Post date:** [January 30, 2008, 10:30am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/2 "2008-01-30T10:30:57Z")

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ask your parents

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**Author:** ![MaximaSE98](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/maximase98/32/7600_2.png) [@MaximaSE98](https://forums.speedlife.net/u/MaximaSE98)\
**Post date:** [January 30, 2008, 10:31am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/3 "2008-01-30T10:31:14Z")

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buy mine for 6250 see link in my sig…goto whatever bank you do business with first

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**Author:** ![bigtymer7463](https://avatars.discourse-cdn.com/v4/letter/b/7ab992/32.png) [@bigtymer7463](https://forums.speedlife.net/u/bigtymer7463)\
**Post date:** [January 30, 2008, 10:33am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/4 "2008-01-30T10:33:05Z")

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> [@93dx--hatch](#):
>
> ask your parents

They support me in cars and everything else, but a bike…not so much  
BTW…i love you dan…=)

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**Author:** ![93dx\_hatch](https://avatars.discourse-cdn.com/v4/letter/9/90ced4/32.png) [@93dx\_hatch](https://forums.speedlife.net/u/93dx_hatch)\
**Post date:** [January 30, 2008, 10:36am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/5 "2008-01-30T10:36:28Z")

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> [@bigtymer7463](#):
>
> They support me in cars and everything else, but a bike…not so much  
> BTW…Go fuck yourself homo

you can get banned for saying things like that. :nono:

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**Author:** ![bigtymer7463](https://avatars.discourse-cdn.com/v4/letter/b/7ab992/32.png) [@bigtymer7463](https://forums.speedlife.net/u/bigtymer7463)\
**Post date:** [January 30, 2008, 10:39am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/6 "2008-01-30T10:39:04Z")

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edited… so can you help me out there Mr. MoneyBags

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**Author:** ![RobHimself](https://avatars.discourse-cdn.com/v4/letter/r/e480ec/32.png) [@RobHimself](https://forums.speedlife.net/u/RobHimself)\
**Post date:** [January 30, 2008, 10:46am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/7 "2008-01-30T10:46:35Z")

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Crossroads Community FCU  
3031 William St.  
Cheektowaga NY 14227

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**Author:** ![Mrs\_Karus](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/mrs_karus/32/7426_2.png) [@Mrs\_Karus](https://forums.speedlife.net/u/Mrs_Karus)\
**Post date:** [January 30, 2008, 11:00am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/8 "2008-01-30T11:00:48Z")

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CitiFinancial will do a personal loan for you…but watch the interest rate

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**Author:** ![oldford](https://avatars.discourse-cdn.com/v4/letter/o/f17d59/32.png) [@oldford](https://forums.speedlife.net/u/oldford)\
**Post date:** [January 30, 2008, 11:05am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/9 "2008-01-30T11:05:09Z")

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I would recomend saving half that amount then taking out a loan for the other half.

With a personal loan you will get bent over and the bank is going to leave the KY out of the equation.

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**Author:** ![bigtymer7463](https://avatars.discourse-cdn.com/v4/letter/b/7ab992/32.png) [@bigtymer7463](https://forums.speedlife.net/u/bigtymer7463)\
**Post date:** [January 30, 2008, 11:12am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/10 "2008-01-30T11:12:13Z")

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i will probably finance about 4500.

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**Author:** ![Willybeen](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/willybeen/32/7351_2.png) [@Willybeen](https://forums.speedlife.net/u/Willybeen)\
**Post date:** [January 30, 2008, 11:14am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/11 "2008-01-30T11:14:02Z")

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credit union… thats where i’ve done all my loans from… from the hospital i work out… its just so convenient, and their rates are competitive

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**Author:** ![JustinH](https://avatars.discourse-cdn.com/v4/letter/j/9fc29f/32.png) [@JustinH](https://forums.speedlife.net/u/JustinH)\
**Post date:** [January 30, 2008, 11:59am UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/12 "2008-01-30T11:59:46Z")

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Its a no brainer to use a credit union. They are non profit, and show it in their rates.

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**Author:** ![OfficerK](https://avatars.discourse-cdn.com/v4/letter/o/4da419/32.png) [@OfficerK](https://forums.speedlife.net/u/OfficerK)\
**Post date:** [January 30, 2008, 12:10pm UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/13 "2008-01-30T12:10:28Z")

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any goods ones that don’t have crazy requirements? I don’t mind opening a checking account with one, but some require some off things to join.

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**Author:** ![jkucz28](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jkucz28/32/7503_2.png) [@jkucz28](https://forums.speedlife.net/u/jkucz28)\
**Post date:** [January 30, 2008, 1:17pm UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/14 "2008-01-30T13:17:07Z")

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they also look at how long you been with your job. Make your dad cosign on it, haha big rodney

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**Author:** ![dreid](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/dreid/32/7388_2.png) [@dreid](https://forums.speedlife.net/u/dreid)\
**Post date:** [January 30, 2008, 4:00pm UTC](https://forums.speedlife.net/t/where-to-get-loan/42689/15 "2008-01-30T16:00:13Z")

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> [@RobHimself](#):
>
> Crossroads Community FCU  
> 3031 William St.  
> Cheektowaga NY 14227

ftw, my dad banks with them and I am looking to open a account soon
