# Where would I find flood plain information?

**URL:** <https://forums.speedlife.net/t/where-would-i-find-flood-plain-information/75084>\
**Category:** NYSpeed Off Topic\
**Created:** [October 20, 2009, 6:51am UTC](https://forums.speedlife.net/t/where-would-i-find-flood-plain-information/75084 "2009-10-20T06:51:15Z")\
**Posts on this page:** 5\
**Page:** 2

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [October 20, 2009, 3:58pm UTC](https://forums.speedlife.net/t/where-would-i-find-flood-plain-information/75084/21 "2009-10-20T15:58:12Z")

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the bank doesnt determine the flood zone, thats fema’s job. and per your mortgage contract if you are in a flood zone you are required to carry coverage. so if you can get the property secured by the mortgage out of the flood zone you win!

good luck. post results!

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**Author:** ![tour](https://avatars.discourse-cdn.com/v4/letter/t/f07891/32.png) [@tour](https://forums.speedlife.net/u/tour)\
**Post date:** [October 20, 2009, 4:03pm UTC](https://forums.speedlife.net/t/where-would-i-find-flood-plain-information/75084/22 "2009-10-20T16:03:35Z")

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> [@travisn](#):
>
> the bank doesnt determine the flood zone, thats fema’s job. and per your mortgage contract if you are in a flood zone you are required to carry coverage. so if you can get the property secured by the mortgage out of the flood zone you win!
> 
> good luck. post results!

Thats the thing tho, I have a letter from the town engineer saying that the dwelling is not in the flood zone but the parcel is. That is how he reads the map, the bank on the other hand thinks the dwelling is it the zone. It literally does a circle around my property.

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [October 20, 2009, 4:06pm UTC](https://forums.speedlife.net/t/where-would-i-find-flood-plain-information/75084/23 "2009-10-20T16:06:35Z")

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town engineer \< FEMA.

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**Author:** ![Jim1234664](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jim1234664/32/7438_2.png) [@Jim1234664](https://forums.speedlife.net/u/Jim1234664)\
**Post date:** [October 21, 2009, 7:13am UTC](https://forums.speedlife.net/t/where-would-i-find-flood-plain-information/75084/24 "2009-10-21T07:13:26Z")

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haha thats right by my ex gf’s house, they live on green forest or w/e that next street is, 20 year old house with poured foundation and finished basement and already have water damage on the drywall down there / their backyard is a swamp 5 months a year

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**Author:** ![Fry](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/fry/32/7284_2.png) [@Fry](https://forums.speedlife.net/u/Fry)\
**Post date:** [October 21, 2009, 8:30am UTC](https://forums.speedlife.net/t/where-would-i-find-flood-plain-information/75084/25 "2009-10-21T08:30:21Z")

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> [@Jim1234664](#):
>
> haha thats right by my ex gf’s house, they live on green forest or w/e that next street is, 20 year old house with poured foundation and finished basement and already have water damage on the drywall down there / their backyard is a swamp 5 months a year

:roflpicard: Thanks for that. I had pretty much settled on moving on anyhow. That seals the deal. :tup:

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