# Which Insurance company to go with?
**URL:** https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363
**Category:** Canada Nissan Automotive
**Created:** [December 13, 2006, 3:18pm UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363 "2006-12-13T15:18:54Z")
**Posts on this page:** 20
**Page:** 2
### Author:  [@MrsRage](https://forums.speedlife.net/u/MrsRage)
#### Post date: [December 14, 2006, 5:59am UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/21 "2006-12-14T05:59:57Z")
Well I am with Klondike Ins and when I switched to them, my insurance went down about 60$ from what it was before. Pretty good drop. I hear Millenium is good too. Good Luck.
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### Author:  [@sj250](https://forums.speedlife.net/u/sj250)
#### Post date: [December 14, 2006, 7:09am UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/22 "2006-12-14T07:09:50Z")
For my s14 and my '97 Z71full coverage on both I pay about $120 a month with Ing but just got royally screwed over this summer with them. Plus they are always 3-4 months behind to make any changes.
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### Author:  [@apex\_drifter](https://forums.speedlife.net/u/apex_drifter)
#### Post date: [December 14, 2006, 7:16am UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/23 "2006-12-14T07:16:00Z")
What do you mean by "royally screwed\* if you don’t mind me askin … . ?
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### Author:  [@sj250](https://forums.speedlife.net/u/sj250)
#### Post date: [December 14, 2006, 8:22am UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/24 "2006-12-14T08:22:31Z")
I was backed into a stall in a Canadian Tire lot. I had a suburban parked to my left so I couldn’t see anything at all in that direction. I started pulling out very slowly incase someone was coming. There was a girl in a Toyota Matrix ripping through the lot. She rubbed my front bumper with the entire pass. side of her car. After I got out and looked the front of my car was only 2" passed the yellow line and she was stopped 3 stalls down so she had to have been going a decent speed way to close to the parked cars on her right. It did absolutely nothing to my car but rub some paint off, didn’t even wreck the bumper. Her car needed a front fender and 2 doors, $2800 in damage. Guess who got stuck with the repair bill??
```
I fought for a week with every person I could talk to at the insurance company and they told me because I failed to yield to another vehicle it was my fault even though there was no other vehicle that I could see and she was going too fast. I should clarify that Ing is actually just an insurance broker and the actually insurance company is Wawanesa but Ing did absolutely nothing to help. The Ing rep said "there is nothing I can do you should probably just pay it."
```
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### Author:  [@Variable](https://forums.speedlife.net/u/Variable)
#### Post date: [December 14, 2006, 9:53am UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/25 "2006-12-14T09:53:44Z")
I am with Meloche Monnex, Currently paying just over $300 a month, with full coverage on the ITR, PLPD on my toyota pickup and fire/theft on my track car. Personally I have never had a problem. Considering that both the ITR and track car are insured for an apraised value I don’t think I am paying to much. Its been a while since I shopped around for car insurance though. Peronally I like Meloche Monnex because they are cool with me modding my cars.
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### Author:  [@imported\_nismo1](https://forums.speedlife.net/u/imported_nismo1)
#### Post date: [December 14, 2006, 10:33am UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/26 "2006-12-14T10:33:34Z")
Go co-op but also quote yourself a tenats package or some accidental life insurance with the car. Ing isn’t even close to cheap insurance haha
Cheapest insurance is afflities/groups:
Meloche Monexx / Ing Novex etc. YOu have to qualify there but rates are a+ .
Royal has good rates but 1 claim and bent right over.
But with co-op if you just get car insurance its expensive, but add on tenats insurance/property/ accidental life etc non expensive policies 10$ a month. And multi-policy discount saves you 30% on your car.
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### Author:  [@Invalid\_Zero](https://forums.speedlife.net/u/Invalid_Zero)
#### Post date: [December 14, 2006, 11:12am UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/27 "2006-12-14T11:12:02Z")
> [@RS13](#):
>
> WOOT
>
> you all suck
>
> I have 14 demerits on my liscence at the moment (yes max is 15)
>
> For two cars i am paying 85.58 per month. one only has fire/theft because it is parked tho.
Yeah no shit. My 240 is parked also and I’m paying $71.50/mo for full coverage on the Spec V and fire/theft on the 240. I think I’ve got around 8 or 9 demerits.
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### Author:  [@apex\_drifter](https://forums.speedlife.net/u/apex_drifter)
#### Post date: [December 14, 2006, 11:17am UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/28 "2006-12-14T11:17:57Z")
Hrm, what’s your age and how many years have you been driving?
I just got off the phone with The Insurance Guys and they gave me an awesome quote:
$4547/year … . i think i’ll go with them :E
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### Author:  [@standXalone](https://forums.speedlife.net/u/standXalone)
#### Post date: [December 14, 2006, 11:36am UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/29 "2006-12-14T11:36:41Z")
im 26, and have been driving for 10+ years now. I would have an even cheaper rate, but I have not had insurance under my name for the full 10 years.
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### Author:  [@Garret\_Volden](https://forums.speedlife.net/u/Garret_Volden)
#### Post date: [December 14, 2006, 12:12pm UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/30 "2006-12-14T12:12:15Z")
im 18 i have co-operators,125 a month for full coverage with parking insurance on one vehicle.
i have had one driving while under the influence(of marijuana).just a 24 hour suspension.
and one 78 in a 50 zone ticket.
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### Author:  [@apex\_drifter](https://forums.speedlife.net/u/apex_drifter)
#### Post date: [December 14, 2006, 12:34pm UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/31 "2006-12-14T12:34:20Z")
ok, what year vehicles are these?
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### Author:  [@RS13](https://forums.speedlife.net/u/RS13)
#### Post date: [December 14, 2006, 12:59pm UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/32 "2006-12-14T12:59:47Z")
i am 19. been driving since i was 16.
93 240sx with known motor swap. they told me as long as i have reciepts i can claim the aftermarket parts
85 tercel
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### Author:  [@MrRage](https://forums.speedlife.net/u/MrRage)
#### Post date: [December 14, 2006, 1:07pm UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/33 "2006-12-14T13:07:05Z")
lol wow…
I’m26 Driving since I was 16
6 Accidents
4 Speeding tickets
I pay $380 for fill coverage on the Spec a month
Through AMA (the only insurance company that will touch me)
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### Author:  [@Garret\_Volden](https://forums.speedlife.net/u/Garret_Volden)
#### Post date: [December 14, 2006, 3:28pm UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/34 "2006-12-14T15:28:42Z")
> [@nismo240r](#):
>
> ok, what year vehicles are these?
1990 skyline gts-t with known turbo and audio upgrade,which they didnt charge me more for.They had to start a new car type because they didnt have a rhd vin number ever before.
and 1993 hyundai excel 🙂
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### Author:  [@Blackout-Spec](https://forums.speedlife.net/u/Blackout-Spec)
#### Post date: [December 14, 2006, 4:18pm UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/35 "2006-12-14T16:18:15Z")
> [@nismo240r](#):
>
> Hrm, what’s your age and how many years have you been driving?
>
> I just got off the phone with The Insurance Guys and they gave me an awesome quote:
> $4547/year … . i think i’ll go with them :E
told u they are cheap… i havnt had any claims w/ them yet so i dont know how good they are for that but cheap is good.
also ryan i went to ama when i was shopping around for ins. and they were like the second highest for me. 10,000$ to insure my spec. i laughed at him and walked out.
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### Author:  [@Bmason](https://forums.speedlife.net/u/Bmason)
#### Post date: [December 16, 2006, 9:31pm UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/36 "2006-12-16T21:31:15Z")
> [@Garret\_Volden](#):
>
> im 18 i have co-operators,125 a month for full coverage with parking insurance on one vehicle.
> i have had one driving while under the influence(of marijuana).just a 24 hour suspension.
> and one 78 in a 50 zone ticket.
Wtf… I have no tickets, 1 accident and I’m 20 been driving since 16… I pay 325$/month full coverage.
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### Author:  [@apex\_drifter](https://forums.speedlife.net/u/apex_drifter)
#### Post date: [December 16, 2006, 9:33pm UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/37 "2006-12-16T21:33:04Z")
man… . all of you guys are cheap compared to me … . somehow i think that this TIG insurance is too good to be true. . .i’ll let you know sometime next week :anal
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### Author:  [@8urvtec](https://forums.speedlife.net/u/8urvtec)
#### Post date: [December 16, 2006, 11:56pm UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/38 "2006-12-16T23:56:54Z")
my wife and i are with wawanesa. We pay $147 a month for full coverage on our 05 altima 3.5 v6 and our house insurance. I just turned 25 my wife is 21 no at fault accidents, and my last ticket was 18k over the limit 3 yrs ago :E
However when i was 19 i had a 91 civic with 2 speeding tickets and paid $510.06 a month for pl and pd, fire and theft no collision. Funny how that works
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### Author:  [@jutes](https://forums.speedlife.net/u/jutes)
#### Post date: [December 19, 2006, 8:20pm UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/39 "2006-12-19T20:20:11Z")
Called Meloche Monex today and signed up with them. $220 per month for full coverage with $250 deductables and $15000 theft insurance. I’m 21 with no tickets or claims for the past 5 years, so i consider that a good deal. They also quoted me for $270 per month for the STi so that is one step closer to me getting one.
This is by far the cheapest company for insurance that I’ve found.
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### Author:  [@Blackout-Spec](https://forums.speedlife.net/u/Blackout-Spec)
#### Post date: [December 19, 2006, 8:30pm UTC](https://forums.speedlife.net/t/which-insurance-company-to-go-with/145363/40 "2006-12-19T20:30:43Z")
^^ i tried them and they were pretty expensive, plus i dont even think i “qualified” or some shit to even use them for my ins. ill shop around when my insurance is ready for renual…
the only think i dont like about my company is there is a penalty for canceling my ins. before the yr is over… like 7% of what is left oweing for the rest of the yr, its gay…
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