# WTF v. accident

**URL:** <https://forums.speedlife.net/t/wtf-v-accident/61817>\
**Category:** NYSpeed Off Topic\
**Created:** [January 23, 2009, 5:27pm UTC](https://forums.speedlife.net/t/wtf-v-accident/61817 "2009-01-23T17:27:20Z")\
**Posts on this page:** 18\
**Page:** 2

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**Author:** ![Gus](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/gus/32/5112_2.png) [@Gus](https://forums.speedlife.net/u/Gus)\
**Post date:** [January 23, 2009, 6:42pm UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/21 "2009-01-23T18:42:16Z")

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Does a Dodge Intrepid even amount to over $1500?

I know if that was in the nyspeed classifieds it would be low-balled to $800

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**Author:** ![9c1ny](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/9c1ny/32/5050_2.png) [@9c1ny](https://forums.speedlife.net/u/9c1ny)\
**Post date:** [January 23, 2009, 6:44pm UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/22 "2009-01-23T18:44:01Z")

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> [@BillysRevenge](#):
>
> pics of the intrepid?

I am assuming thats what kind of car it was, honestly I was more concerned with the damage, I know for a fact it is a 2000 because the collision guy was defensive when I told him insurance wouldnt buy a new rim because it had 1" of paint scuffed on it…

hes like “but its a 2000!” lol

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**Author:** ![BillysRevenge](https://avatars.discourse-cdn.com/v4/letter/b/b9e5f3/32.png) [@BillysRevenge](https://forums.speedlife.net/u/BillysRevenge)\
**Post date:** [January 23, 2009, 6:45pm UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/23 "2009-01-23T18:45:53Z")

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There is a 2000 intrepid on ebay right now with 1 day left and 17 bids totalling $1000

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**Author:** ![deebo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/deebo/32/5218_2.png) [@deebo](https://forums.speedlife.net/u/deebo)\
**Post date:** [January 23, 2009, 6:59pm UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/24 "2009-01-23T18:59:43Z")

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> [@BillysRevenge](#):
>
> pics of the intrepid?

the thumbnails are the intrepid

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**Author:** ![BillysRevenge](https://avatars.discourse-cdn.com/v4/letter/b/b9e5f3/32.png) [@BillysRevenge](https://forums.speedlife.net/u/BillysRevenge)\
**Post date:** [January 23, 2009, 7:10pm UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/25 "2009-01-23T19:10:52Z")

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> [@deebo](#):
>
> the thumbnails are the intrepid

I thought they were his car.

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**Author:** ![9c1ny](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/9c1ny/32/5050_2.png) [@9c1ny](https://forums.speedlife.net/u/9c1ny)\
**Post date:** [January 23, 2009, 7:19pm UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/26 "2009-01-23T19:19:27Z")

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> [@BillysRevenge](#):
>
> I thought they were his car.

nah mines a purple 94 Caprice

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**Author:** ![travisn](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/travisn/32/5046_2.png) [@travisn](https://forums.speedlife.net/u/travisn)\
**Post date:** [January 23, 2009, 8:14pm UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/27 "2009-01-23T20:14:30Z")

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its against the law for an ins company to make them use a specific shop. they are allowed to use any shop they want.

besides that it sounds like a scam. how the hell was the owner/manager of a shop able to get there? doesnt he have a shop to run?

scammeriffic!

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**Author:** ![bigwoode](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/bigwoode/32/5175_2.png) [@bigwoode](https://forums.speedlife.net/u/bigwoode)\
**Post date:** [January 23, 2009, 10:56pm UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/28 "2009-01-23T22:56:18Z")

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I hope this all works out for you, the fact that she could not show proof of insurance is BS enough.

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**Author:** ![BillysRevenge](https://avatars.discourse-cdn.com/v4/letter/b/b9e5f3/32.png) [@BillysRevenge](https://forums.speedlife.net/u/BillysRevenge)\
**Post date:** [January 23, 2009, 11:28pm UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/29 "2009-01-23T23:28:59Z")

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> [@bigwoode](#):
>
> I hope this all works out for you, the fact that she could not show proof of insurance is BS enough.

Driving uninsured…should report her.

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [January 24, 2009, 5:11am UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/30 "2009-01-24T05:11:49Z")

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Bottom line, you backed into traffic, she had the right of way. Doesn’t matter if she was trying to scam you, or not paying attention, or didn’t try to swerve… She had the right of way and you were trying to enter the roadway without yielding.

Sounds to me like you were lucky she didn’t call the cops because you’d be looking at some tickets in addition to your insurance paying out to fix her car. At this point let the insurance company decide if her estimate is high. Feel free to tell them the whole thimg seemed sketchy so they’re sure to do their own estimate. I doubt it would be fixed right just by buffing considering how easy cars scratch and you admitting you backed into her while she was moving.

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**Author:** ![Spam16v](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/spam16v/32/5287_2.png) [@Spam16v](https://forums.speedlife.net/u/Spam16v)\
**Post date:** [January 24, 2009, 7:51am UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/31 "2009-01-24T07:51:06Z")

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didn’t notice this thread until someone mentioned it in my thread. i was snowblowing my driveway with my car parked in front of my house, across from my neighbors driveway. she backs out, slam! directly into my door moving my car over a foot. she comes over as i didn’t really notice as i was busy with the snowblower. first step was pull out my phone and call the police, she wanted to avoid all that as it was her sons car, blah blah blah… neighbor or not, I AM going to get an accident report. it’s a he said, she said bullshit world without a piece of paper written by an impartial party. gets all her registration info, insurance info, contact info, so it cuts through all the crap if she’s uninsured, and shouldn’t have been on the road putting her at fault. even if it’s your fault call the fucking cops!

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**Author:** ![deebo](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/deebo/32/5218_2.png) [@deebo](https://forums.speedlife.net/u/deebo)\
**Post date:** [January 24, 2009, 10:00am UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/32 "2009-01-24T10:00:12Z")

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> [@travisn](#):
>
> its against the law for an ins company to make them use a specific shop. they are allowed to use any shop they want.

i did not say this dummy

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**Author:** ![9c1ny](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/9c1ny/32/5050_2.png) [@9c1ny](https://forums.speedlife.net/u/9c1ny)\
**Post date:** [January 24, 2009, 10:29am UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/33 "2009-01-24T10:29:30Z")

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> [@JayS](#):
>
> and you admitting you backed into her while she was moving.

I didnt back into her, I started to but stopped

I dont think my rear bumper broke the white line on the shoulder of the road

I was stopped when she went by

regardless you do have to make a reasonable effort to avoid an accident

basically my car was no further into the road than if I had been parked on the shoulder

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [January 24, 2009, 10:49am UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/34 "2009-01-24T10:49:26Z")

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Argue where the exact placement of your car was all you want. What the insurance company is going to hear is “she had the right of way driving down the road, you were backing out of a driveway into the roadway and had zero right of way”. The matter if inches you’re trying to argue will come down to her word against yours.

You have to try to avoid and accident yes, but you admitted it’s hard to see coming out of the driveway. That means it’s also hard to see a car coming out of that driveway if you’re on the road. Besides that, from your description the damage is on the side of her car and the rear of yours. That means YOU backed into HER. Pretty easy for her to say she had no time to react. It’s not like you backed out in front of her and she drove 50 feet before plowing into you.

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**Author:** ![9c1ny](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/9c1ny/32/5050_2.png) [@9c1ny](https://forums.speedlife.net/u/9c1ny)\
**Post date:** [January 24, 2009, 11:41am UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/35 "2009-01-24T11:41:23Z")

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> [@JayS](#):
>
> Argue where the exact placement of your car was all you want. What the insurance company is going to hear is “she had the right of way driving down the road, you were backing out of a driveway into the roadway and had zero right of way”. The matter if inches you’re trying to argue will come down to her word against yours.
> 
> You have to try to avoid and accident yes, but you admitted it’s hard to see coming out of the driveway. That means it’s also hard to see a car coming out of that driveway if you’re on the road. Besides that, from your description the damage is on the side of her car and the rear of yours. That means YOU backed into HER. Pretty easy for her to say she had no time to react. It’s not like you backed out in front of her and she drove 50 feet before plowing into you.

actually its her word vs mine and my wifes so

had I backed into her there would be a point of impact

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**Author:** ![JayS](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/jays/32/15375_2.png) [@JayS](https://forums.speedlife.net/u/JayS)\
**Post date:** [January 24, 2009, 11:46am UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/36 "2009-01-24T11:46:16Z")

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What ever man. Good luck, you’re gonna need it. Just so you know, your wife isn’t a witness because she has a conflicting interest.

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**Author:** ![9c1ny](https://yyz2.discourse-cdn.com/flex034/user_avatar/forums.speedlife.net/9c1ny/32/5050_2.png) [@9c1ny](https://forums.speedlife.net/u/9c1ny)\
**Post date:** [January 24, 2009, 11:52am UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/37 "2009-01-24T11:52:39Z")

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> [@JayS](#):
>
> What ever man. Good luck, you’re gonna need it. Just so you know, your wife isn’t a witness because she has a conflicting interest.

I’m not worried, I have insurance, thats what its for

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**Author:** ![fourseasonsandles](https://avatars.discourse-cdn.com/v4/letter/f/90ced4/32.png) [@fourseasonsandles](https://forums.speedlife.net/u/fourseasonsandles)\
**Post date:** [January 24, 2009, 12:46pm UTC](https://forums.speedlife.net/t/wtf-v-accident/61817/38 "2009-01-24T12:46:37Z")

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> [@JayS](#):
>
> Argue where the exact placement of your car was all you want. What the insurance company is going to hear is “she had the right of way driving down the road, you were backing out of a driveway into the roadway and had zero right of way”. The matter if inches you’re trying to argue will come down to her word against yours.
> 
> You have to try to avoid and accident yes, but you admitted it’s hard to see coming out of the driveway. That means it’s also hard to see a car coming out of that driveway if you’re on the road. Besides that, from your description the damage is on the side of her car and the rear of yours. That means YOU backed into HER. Pretty easy for her to say she had no time to react. It’s not like you backed out in front of her and she drove 50 feet before plowing into you.

^^^This.

You failed to yield the right of way. You will be considered 100% liable for this loss. There is such a thing as last clear chance, but the other driver didnt do anything wrong if she didnt see you coming out of the driveway. Regardless if you hit her or she hit you, you still failed to yield the right of way and you will be considered the proximate cause of this loss. JayS is also correct in saying that your wife will not count as a witness as she is a biased party.

If you called the police, they most likely would have either ticketed you or listed your contributing factors on the police report for failure to yield the right of way or unsafe backing.

If you get your insurance company involved, they will do an estimate of her vehicle, but she has the right to take it to any shop that she likes. The insurance company can not make her use a shop of their choice.

As far as they estimate, when they (your insurance company) writes the estimate, that is all they are going to pay on. Unless the body shop finds more damage when they do the tear down. At that point the insurance company will send the adjuster back out to do a supplement estimate of the vehicle damages and pay for any additional damage found.

No big deal and this is a pretty minor accident. Who is your insurance carrier out of curiousity.

\<— Insurance claims adjuster/rep.

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