# YOUR Mortgage
**URL:** https://forums.speedlife.net/t/your-mortgage/182274
**Category:** PittSpeed Off Topic
**Created:** [May 16, 2006, 5:37pm UTC](https://forums.speedlife.net/t/your-mortgage/182274 "2006-05-16T17:37:52Z")
**Posts on this page:** 20
**Page:** 1
### Author:  [@cleanquick306](https://forums.speedlife.net/u/cleanquick306)
#### Post date: [May 16, 2006, 5:37pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/1 "2006-05-16T17:37:52Z")
In case you do not know, my name is Kevin. I started my new job as a mortgage broker about a month ago after working for a title company for a while. Well now that I am comfortable processing loans I would like to offer Pittspeed members the chance to save some money. Whether it is a purchase, refinance the balance, refinance to pay off any debt, or even to get some extra cash for fun, I deal with over 160 lenders across the country so I can compete with the best rates out there. I will also be providing extra savings to any Pittspeed members who take advantage of this offer.
Please just send me a PM with a little bit of info as to what you are looking for and I can give you my work number (or cell if needed) and we can get the rest taken care of from there!
Also, if any of you are real estate agents, or know any real estate agents, I can help get your customers the best rates possible and have great turn around time!
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### Author:  [@beat90tsi](https://forums.speedlife.net/u/beat90tsi)
#### Post date: [May 16, 2006, 5:45pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/2 "2006-05-16T17:45:38Z")
Hey man, I’ll send you anything I come across, I’m a business banker. I can do loans on commercial real estate, and equipment for businesses. Let’s get some referrals going here.
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### Author:  [@RebelW26GT](https://forums.speedlife.net/u/RebelW26GT)
#### Post date: [May 16, 2006, 6:10pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/3 "2006-05-16T18:10:14Z")
damn, i could have used your help a few months ago, i’m locked in now at 4.8 i think.
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### Author:  [@flyinglow57](https://forums.speedlife.net/u/flyinglow57)
#### Post date: [May 16, 2006, 6:28pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/4 "2006-05-16T18:28:27Z")
> [@RebelW26GT](#):
>
> damn, i could have used your help a few months ago, i’m locked in now at 4.8 i think.
same here bitch. got a 5.5 only 355 more payments
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### Author:  [@cleanquick306](https://forums.speedlife.net/u/cleanquick306)
#### Post date: [May 16, 2006, 6:38pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/5 "2006-05-16T18:38:43Z")
> [@RebelW26GT](#):
>
> damn, i could have used your help a few months ago, i’m locked in now at 4.8 i think.
4.8 is gonna be on an adjustable rate…make sure you dont start payin more and more every “6 motnhs” (it could be every month or fixed for a few years most likely
any more questions just PM me and i can run some number when Im back in the office
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### Author:  [@RebelW26GT](https://forums.speedlife.net/u/RebelW26GT)
#### Post date: [May 16, 2006, 6:49pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/6 "2006-05-16T18:49:04Z")
nope, its a fixed rate, its an FHA setup.
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### Author:  [@BlkP42E](https://forums.speedlife.net/u/BlkP42E)
#### Post date: [May 16, 2006, 6:52pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/7 "2006-05-16T18:52:16Z")
im locked at a 5.875
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### Author:  [@imported\_SINISTER](https://forums.speedlife.net/u/imported_SINISTER)
#### Post date: [May 16, 2006, 7:03pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/8 "2006-05-16T19:03:02Z")
i want the cheepest monthly payment on 150,000
watcha got pm me
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### Author:  [@cleanquick306](https://forums.speedlife.net/u/cleanquick306)
#### Post date: [May 16, 2006, 7:15pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/9 "2006-05-16T19:15:56Z")
> [@SINISTER](#):
>
> i want the cheepest monthly payment on 150,000
>
> watcha got pm me
make some room! (empty PM box)
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### Author:  [@imported\_SINISTER](https://forums.speedlife.net/u/imported_SINISTER)
#### Post date: [May 16, 2006, 7:18pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/10 "2006-05-16T19:18:07Z")
> [@cleanquick306](#):
>
> make some room! (empty PM box)
made
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### Author:  [@rookee](https://forums.speedlife.net/u/rookee)
#### Post date: [May 17, 2006, 7:06am UTC](https://forums.speedlife.net/t/your-mortgage/182274/11 "2006-05-17T07:06:12Z")
> [@RebelW26GT](#):
>
> nope, its a fixed rate, its an FHA setup.
fha loans are the shit, not many brokerage shops close them though.
new one came out last week, my community homebuyer. 100% loan at market rate, half off mortgage insurance, and a 5% grant towards closing costs… all contingent on earning less than the median income of your county and timely payments for 5 years (however the income stips are waived geographically, like philly has not limit on income to qualify)
kevin, pm me. i work for a lender, we’ll sign you up 😃
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### Author:  [@JackdUp](https://forums.speedlife.net/u/JackdUp)
#### Post date: [May 17, 2006, 4:31pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/12 "2006-05-17T16:31:27Z")
Next time I need a mtg, I’ll look ya’ up. And good luck in the new job 🙂
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### Author:  [@taco](https://forums.speedlife.net/u/taco)
#### Post date: [May 17, 2006, 7:46pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/13 "2006-05-17T19:46:25Z")
> [@rookee](#):
>
> fha loans are the shit, not many brokerage shops close them though.
>
> new one came out last week, my community homebuyer. 100% loan at market rate, half off mortgage insurance, and a 5% grant towards closing costs… all contingent on earning less than the median income of your county and timely payments for 5 years (however the income stips are waived geographically, like philly has not limit on income to qualify)
>
> kevin, pm me. i work for a lender, we’ll sign you up 😃
median income for a single person or median income for a household??
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### Author:  [@rookee](https://forums.speedlife.net/u/rookee)
#### Post date: [May 17, 2006, 8:12pm UTC](https://forums.speedlife.net/t/your-mortgage/182274/14 "2006-05-17T20:12:38Z")
i think they have a median for both, or it may be geographically dependent
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### Author:  [@imported\_jim](https://forums.speedlife.net/u/imported_jim)
#### Post date: [May 18, 2006, 5:51am UTC](https://forums.speedlife.net/t/your-mortgage/182274/15 "2006-05-18T05:51:45Z")
I’m stuck with a 7.99 interest rate on my house until August when my mortgage company will let me refinanace (couldn’t the first two years without a penalty). I got stuck with the crappy rate because my ex-wife had lousy credit (charge offs, unpaid student loans, etc).
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### Author:  [@yamaha](https://forums.speedlife.net/u/yamaha)
#### Post date: [May 18, 2006, 6:19am UTC](https://forums.speedlife.net/t/your-mortgage/182274/16 "2006-05-18T06:19:07Z")
Can you do anything about school loans?
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### Author:  [@cleanquick306](https://forums.speedlife.net/u/cleanquick306)
#### Post date: [May 18, 2006, 8:13am UTC](https://forums.speedlife.net/t/your-mortgage/182274/17 "2006-05-18T08:13:02Z")
> [@jim](#):
>
> I’m stuck with a 7.99 interest rate on my house until August when my mortgage company will let me refinanace (couldn’t the first two years without a penalty). I got stuck with the crappy rate because my ex-wife had lousy credit (charge offs, unpaid student loans, etc).
we do alot of subprime credit volume, the savings could outweigh the penalty but then again august is comin up quick…when ur ready to refinance hit me up, i’ll get you set with what you want
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### Author:  [@cleanquick306](https://forums.speedlife.net/u/cleanquick306)
#### Post date: [May 18, 2006, 8:15am UTC](https://forums.speedlife.net/t/your-mortgage/182274/18 "2006-05-18T08:15:47Z")
> [@yamaha](#):
>
> Can you do anything about school loans?
if you have some equity in a house theres alot i can do, other than that not really
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### Author:  [@77rednecktruck](https://forums.speedlife.net/u/77rednecktruck)
#### Post date: [May 18, 2006, 8:30am UTC](https://forums.speedlife.net/t/your-mortgage/182274/19 "2006-05-18T08:30:32Z")
damn - I just got a 30K home equity loan at 7.6%
but now I am debt free except for the house. 🙂
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### Author:  [@bics56](https://forums.speedlife.net/u/bics56)
#### Post date: [May 18, 2006, 8:33am UTC](https://forums.speedlife.net/t/your-mortgage/182274/20 "2006-05-18T08:33:28Z")
> [@cleanquick306](#):
>
> if you have some equity in a house theres alot i can do, other than that not really
Wouldn’t school loans rates be lower?
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