your thoughts on this article(U.S. collapse)

Now i have a question. Has anyone ever looked at credit card companies, and loan institutions as the culprits? Not to mention everyones “i want it now but want to pay later” attitude.

The seccond the first Visa card was issued the train started rolling. Thats just my humble oppinion.

And I dont mean that this is the main culprit for all the problems in the US but I do think that in a way that is responcible for most current events.