I’ve been lucky, and take an active role. AND just started dumping a lot of money in this year, I waited out the rough times. My wife’s 401K took a huge hit but she wasn’t dumping a lot in until this year when I told her to up her contribution to 7%, mine’s at 10% and I have a smaller higher risk fund that I mess with weekly. My 401K is up 30%, my wifes I dunno, I can check. My play fund is up 90%. Screenshots or it didn’t happen, amounts blurred out, that’s my business (you wouldn’t be impressed anyhow)…
401K, I have dumped the only negative fund and combined it into the other in the same risk bracket.
