401K ..

[quote=“RobHimself,post:42,topic:39907"”]

That sounds right, if you borrow it you have to replay it and the downside is obviously you cannot make any growth on it until you pay it back so its like a free loan.

[/quote]

not always true

it depends on the plan. with ours you can borrow from it, and what you borrow doesn’t grow. its not really borrowing, its more like you withdrew the money. then the repayment including the interest is deposited back into your account.