In before walter-the-self-proclaimed-financial-expert…
Not sure how you’d go about doing this, but when I bought my first car, I took out a five year loan, but paid it off in less than four. When I did this, they actually sent me back a couple of hundred dollars because they couldn’t charge me the extra year’s interest. Most loans don’t work that way, but given a choice, I’d look for one that does, that way if you have extra money at some point you can get ahead and save some of the interest money.