this is very true… i was out buying a big screen tv last year and without thinking i was out applying for credit at multiple stores, rosa’s, then best buy, then circuit city. got approved at the first two then when i decided to buy at the 3rd i got denied because I had applied twice that day already.
I’m surprised your bank doesn’t do auto loans, what bank is it?? HSBC has done very well for me for financing on cars, usually get pretty good rates.
My next purchase im going to goto a credit union though.