LOL i want to die with debt hahahaha. Im sorry man i dont like that idea. I dont have a dollor of debt right now. The house im going to buy is going to be all the debt i plan to ever really have. Maybe someday when i finish my masters ill buy a really nice car or something. Anyhow about the stock market i have been watching and learning alot about it. From what ive seen international growth and global mutual funds are all doing great right now and i wouldnt call them high risk. But getting rid of that credit card debt is the best move for you good call.