Paid for house in Clarence.
200k/yr job
In 7-10 years (if not alot sooner), his credit will be fine / good-enough.
Her credit is presumably decent, with ~300-400k in equity, I’m sure she could get a HELoan if they really needed something, credit-wise.
Then again, he’d better hope she doesn’t kick him out of the house… :lol: