used car loans?

No one knows your situation but you… just be smart about it.
If this was a loan for 10k or more for a vehicle I do not suggest it. If you do however bring in 2k-3k or more a month without any major bills… 5k is nothing to pay off. If your barely getting by or rocking min. wage, forget about it and start saving your pennies.

I know people that have taken small credit to buy a vehicle when they found a terrific deal, however their situation was different, they were in a situation to easily pay it off quicktime but they also understood their finances and paid jacked shit in interest. They actually had money in high interest accounts and was making money with their money. So instead of taking their money out they got a cash advance with basically 0% interest.

It all depends on your situation.

Straight talk though you seem like you have no clue about finances, honestly from what you wrote you seem like you haven’t really looked into the costs or anything and it seems more like an impulse buy. Your looking at around an extra 1500-2k+ in further costs to import and currency conversion.

Credit is credit, a basic car loan is 10x as bad the interest rates alone you’d be paying insane amounts.

I would suggest you continue saving and not get a loan after reading what you wrote. Be real and don’t let a nice shiny car cloud your judgement.