best way to get credit score up???

[beat90tsi]

@Quik83Z

Also, ALWAYS make sure you pay more than the minimum payment on credit cards! <- Very Important!
Even if it’s only $1.00 more, it makes a huge difference.
On you credit report your payments are listed one of three ways…

1. Paid MORE than the minimum payment.
2. Paid the minimum payment.
3. Paid LESS than the minimum payment.
   You want ALL #1’s for the best credit score and even if it’s only $.01 more it will still get listed as MORE! :bigok:

I worked for a bank and reviewed credit reports and never saw such a thing.

However credit reports do show if you paid as agreed and how many times you paid late.