Debt Consolidation - Anyone ever take advantage of this?

[Hooked_on_240]

@OsoiNA6

You NEVER save money by spending money.

I love this quote for a couple reasons but the first thing that comes to mind is when my gf is like
" JEFF!!! I could save 25% off that $100 dress!!!.."
Me- I know how you can save $100 off the bat!