As long as the payments are affordable, I would do it in a heartbeat. Not only will the Suby be more fun for you to drive in the summer at autocross, ect. but the AWD will dominate in the winter.
If she has to go to Springville to do homecare, she will run into some very sketchy snow in the course of the winter.
I don’t know if you’ve ever driven n AWD car in the snow with snow tires, but they are machines. The amount of control is unparalleled