Um… you got snookered last time.
#1- every real estate attorney I know gets paid upon closeing… knowing they sometimes dont get paid, much like a realtor, if it doesnt close… nature of the business
#2 a single family apprasial is generally $350… never higher thand $425 from the many I know
#3 No idea what other fees were involved, other than application fees, which are often $200 or less… and processing fees, which are refunded if rejected.
#4 FHA story with additional underwriter is an odd story. FHA is a type of loan a bank offers, thats backed by the gov. ODD
Best of luck this time around! What bank are you using?
SEFCU…I always bugged Kenny about getting rid of Bank of America and switch to SEFCU and he finally made the move and thats who is getting the loan through.