Yes right now is not the exact time to buy…ideally you would want to let the market to reach rock bottom before you start buying. But even if you would buy now you would still be better off than buying when the market was “booming”. Mainly my point is if you are diversified and you portfolio is set up good…you should not start selling everything. Keep it as is and start to buy when you see the market starting to level out. This may be one month from now…but lets hope it is not 5 months from now, b/c then we will officially be in an recession.