question for anybody that has gotten a loan through Western Division

How did they get the funds to you? I’m approved for an auto loan but I haven’t gone in to sign the final stuff yet.

Is it a typical thing where they give you a blank check and you fill in the seller and VIN? Or they give you a check pre-filled in with this info? Something different?

just trying to figure out some plans and obviously they are closed for the weekend.

Everytime I’ve gotten an auto loan through any bank the check is cut to me, then I just sign it over to the seller or cash it for them.

I would assume this would be the same thing.

x2.

And most banks or FCU’s will cut the check based on the kbb for the car, and not a penny more.

Case in point: I was researching the k20 jdm front end teg for sale a few years back (uncle bens), and was only allowed the kbb value of the car based on the vin and mileage… which was obviously a grossly inaccurate, and low number.