Just got off the phone for the second time about my credit card, the guy didnt understand the APR rate and said that their was no entries as to why, only that it went up in August. He gave me another number to call tomorrow.
He said he had it set so the rate would be lowered (how much he couldn’t say) for January, but that I should call again to get a def reason for the increase.
Sounds strange but he said that there was probably a reason and that he just couldn’t find it.
it amazes me that NYSpeed is a DECENT place for CREDIT ADVICE, some smart peeps and LOGICAL thinkers in HUrrrr
32% is an absolutely ridiculous rate!!! Go to your local bank or credit union and apply for an unsecured personal loan. Unless your credit is absolutely brutal, you should be able to re-finance your debt over a 24-48 month term for a minimum of half the interest rate you are paying now.
That’s sketchy about your CC company.
It’s going to be a lot easier for you to find a 0% or low introductory rate CC than it will be to find a $5k personal loan at all, much less one at a low rate.
Keep giving them shit about your interest rate. They absolutely are screwing you. They can lower it right now, not in a month. It’s also horse shit that they can’t explain to you why your interest rate is practically criminal.
FRY u should call them and mean business.
FRY GETS SHIT DONE GUYS cmon
:lol: See Avatar. :mad:
Thanks for the support, I thought it was weird.
stroked i wish u the best. its HORRIBLE to know that any company tries to swindle for their own benefit regarding something that is the most important thing for someone financially, their credit.