Recommendation for a consolidation loan?

Come to realize I have my debt spread out over way too many places and it would be much easier to lump it all into one larger payment, at a hopefully noticeably lower interest rate

Anyone recommend a good place to start looking? I checked my local HSBC but they had a rediculously higher rate than most all of my loans and bills. Maybe a good credit union?

Help appreciated…

Credit Union would be the absolute best place.

Capital One had some generous policies.

Anyone recommend a good local credit union?

The thing I hate(might get flamed for this) is that you need good credit for a debt consolidation loan. it seems kinda ironic to me.

1 more CC and I am out of debt. CC debt that is, parental loan is next on my list to pay off.

my dad has been very pleased with Crossroads on williams and woodlawn auto workers credit union.

good suggestions there

others?

0% interest rate CC

i agree, but the amount of debt i want to consolidate i don’t think would fit under a credit card…