Gone up since the old 3.9-4.9% days… Today it is 8.9% for 24mo…
Best thing to do, IMO, if you’re going to buy new with credit is sign up for their card, get the 0 down, 0 payments, 0 interest for 6mo. In 6mo sign up for a credit card that offers 0% interest for 12mo on new balanace transfers for signing up. You can keep doing this and pay 0% interest til you pay it off in 2-5 years…