Suggestion on first time financing?

excellent advices from “theblue,” thanks very much!!!

“assume cash, we’ll talk about that later” or “lets get a price on the car first”
I LOVE this. I will definitely going to use this line in the future!

So, btw, any other list of…financing places other than credit union?

Also, when I go to credit union…and they check rates based on my history, that will likely affect my history, right?