Suggestion on first time financing?

yes except tires, brakes and you also have to make a claim on your insurance if lets say someone pulls a hit and run on you in a parking lot (or pay their inflated scratch/dent repair fees at check in time.) also its standard to charge 20-30 cents for every mile over the mileage limit you chose.

but at the same time lease payments are often based on residual value when you give up the lease making some cars “lease better” than others.

I used to work at northtown TVS and I looked into leasing both a corrola and a jetta V for my girlfriend. the jetta, even a SE with all the options was still cheaper to lease for the same term and mileage than a $3k less sticker corolla.