got a year end statement from my account at the Federal Credit union where i have my car loans… my car loan is sent 50% of the monthly payment every 2 weeks from my paycheck as a DD to my “savings” account there.
well i just noticed that i had an absurdly high balance (936) for a car loan of 380…
did a little detective work, and i forgot about the 2 months a year where i get paid 3x… so Out the extra $$ came, and into a real savings account (only earn .3% interest there)