Im not sure what you mean by that but I’ve got 2 million in liability. My sister pays $1800 a year for her 01 corolla and my dad pays $1000 and he does have a bad record. Im pretty sure if I die in a car accident, the 2million will have done my parents proud. Our house, 3 current vehicles, (many of my fathers prior vehicles, my old moped [no comment]) and We have over 35 years of service with this company too, though… but I just think its alot easier than looking around for the cheapest because its been reliable to us.