ugh. speaking as a 25yr-old male that had his toy and is now done with it
i don’t know, man
make sure that if you change your mind, you can sell it before it depreciates below what your loan is for. i’m good on selling mine shortly, would you be able to sell yours to even pay off the lien in a year if you felt the same way? you very well might. i know i did. saving for retirement FTW.