It is a huge problem. Lower credit rating = higher interest rate; Doesn’t sound much if it only raise it by let say 0.5% if you were to buy a $20k car, now imagine a country that borrowed $14+ trillion, you do the math.
If you think that a person’s credit score is important, you can imagine how critical it is for a country that is in the middle of economical crisis.
Enjoy your stay…:banghead