[quote=“Nikuk,post:30,topic:33546"”]
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Contrary to Jrods comments, having TOO MUCH availble LOC on your reports can ALSO HURT YOU depending on your financial situation.
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I don’t necessarily agree with this. I’m interested in hearing you elaborate on it.
[quote=“Nikuk,post:30,topic:33546"”]
But, yes, you damaged yourself with all of the store cards. By constantly opening new LOCs and then canceling them You are lowering your avg. age of account, which plays a large factor. Also, you have yet to establish any kind of credit use, or payment history judging by that.
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^true