Thanks for the replies. No doubt I could get a 318 for 4k or so, but they have high miles, 100k or more usually. As far as 9.3%, that because capital one sucks. Older cars they jack the rates, on newer cars I was getting 5.9-6.5% or so. I’ll keep looking and see what I can find, any recommendations for a luxurious car with decent gas mileage? I’m trying to stay under $10k on price.