uhm apply for a student loan when you are enrolled in school?!? not that hard, I had no other loans and my schooling paid for, i just did not have the money to cover moving down here. I am still technically enrolled at RIT due to co-op bullshit that I need to finish, ie them not counting all of one.
I applied for a loan through chase, gave them my proof of enrollement, had a cosigner, filled out the form, mailed it, two weeks later I got a really big check which most is in an ameritrade account right now.