School, Car, and Home debts are actually good debts to have…if you keep on top of them. GREAT credit builders.
+1.
Don’t go for ‘fad cars’ (BMWs, evidently they are the best things to have) Shady. Do what works best for your situation. Maybe look into an Acura CL Type-S? Those things are QUICK AS HELL and look/ride great. BMW’s and Audi’s are great and all…but could you do better? Probably.