because an evo is $30k+ which, even if you have EXCELLENT credit, is going to me a minimum of $550+ a month, easy.
even if you went broke to pay off your car, and they gave you 7gs toward it, you’re still looking at a minimum of $25000 after taxes and bullshit, which is where the minimum of $550/mth comes from.
like I said, pay off your car completely, save up at least $7500 again, then put all that down, and your gti… and you’re STILL gonna be around $275-$300/mth, but thats better than almost 600.