you owe $10000 on your car
$20,000 for evo + $10,000 they have to payoff your bank = $30000
$30,000 - $2000 down = $28,000 = $550+/mth depending on credit
if your plan is to wipe your bank account down to 0 to payoff the gti and put a measly $2,000 (which will do NOTHING for your payment) down, you’re asking for trouble man.
im telling you… payoff the gti, SELL IT PRIVATELY, MAKE some money on the deal, and you’re gonna be happy with your evo you’re not paying $500/mth for.
buying a brand new car with $0 in the bank is digging your own grave.