Hmmm well I am no expert but i would deffinatley put it into something even if just a few mutuals. IMO we have either hit bottom or are pretty close to it and on a recover it should be easy pickens. As long as you are in it you should pick up some easy gains. I have placed a good amount into financials and communications for my recovery winners(I hope). Once i think I see things turn around i will push some of the financial money toward REIT’s and home building in general. I need to read some on tech stocks to be honest. $$$$$$$$$$