lol I must have meant 20 months, but I don’t remember what I did with my 401k. Whatever it was it gained like 22% last year and has been at the same pace this year.
But yeah the silly thing is back to close to $100. Should have bought it and held it when it hit $47 at the -peak of the panic.
Gained or regained lost ground? I have issues with the way most retirement accounts are accounted for. Most people don’t keep tabs on their cost basis and as the market goes so goes the way they state their numbers. The brokers kind of drive that mentality in their reports and in my experience they don’t make it easy to find your cost basis over the lifetime of the account. I am guilty of this from back when I had a 401k but no longer. (now self directed IRA)
Hindsight is always…a bitch. I picked the bottom within 1 day…but was shook out on the day before the “recovery” began. 8(
I’m curious what everyone is invested in if anything private. I prefer the self directed stuff over managed funds for many reasons. Mainly the ability to buy individual plays rather than a BS bundle fund. Add to that the ability to collect dividends and sell covered calls…HIGH FIVE! 
I’ve been buying and flipping WFC calls every month for the last few. Doubled up pretty much every time. HBC is releasing our full-year earnings on 2/28 and without saying too much it should be very good, I have a whole bunch of $24 options on it from a deferred bonus that I am preparing to exercise then 
Having never traded options live still…any suggestions on timing while keeping in mind I’m math challenged and greeks kill my brain?
I really need to track someone trading options to get my feet wet I think. It’s the timing that scares me. Yes stocks are about timing as well but there are no greeks or IV/valuation glitches to worry about.
Sweet on the HBC calls…that’s pretty slick a bonus! I need to write my own bonus here…gotta learn options. 
lol I really have just been doing it on whims, picking out something I want then waiting for a day when the whole market is down so the stock is cheaper due to no fault of its own. Once I have it I basically throw a trailing stop on for double my money and sit on it for awhile, sometimes I’ll get really lucky and catch a big run up before stopping out. I have a more complicated strategy but this is my basic one for when I don’t have a lot of time to do research. Oh and obviously don’t buy anything the week after the previous month’s expiration because everything gets run up from people rolling over.
As for the calls, I got fucked on my 2008 bonus and ended up with 2 grand when I was expecting 10% of my salary. (Much more) In return they gave me the choice to take it in options at 25% discount to market price. This was right around the March '09 bottom in the market. I took them. Now my bonus is back where it should have been.
Great tip…never would have thought of that I don’t think. Thanks.